1623 Cardinal Dr, Dunedin, FL 34698 Property Records

Pinellas County property record for 1623 Cardinal Dr, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,616 sqft · built 1960
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on Record
Last Sale	$498,400 (Mar 2022)
Tax Bill	$6,199 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-742-3532-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-742-3532-6`
Alternative APNs	`23-28-15-13410-000-0070` `281523134100000070` `152823134100000070` `R246026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,616 sqft Living Area
Gross Area	2,140 sqft
1st Floor Area	1,616 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	524 sqft
Deck Area	400 sqft
Patio Area	400 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R246026
Street Address	1623 CARDINAL DR
City	DUNEDIN
State	FL
Zip	34698-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARDINAL MANOR LOT 7
Legal Range	15E
Legal Township	28S
Legal Section	23
Legal Subdivision	CARDINAL MANOR
Legal Tract	13410
Legal Lot Number	7
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2002
Census Tract	27105

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1623 CARDINAL DR, DUNEDIN, FL 34698-3402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 21, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Prior Sale	Jan 21, 2022 · Amount on Record
Deed Document Number	202296966
Deed Book / Page	21993 / 2254
Prior Transfer Date	Mar 23, 2022
Prior Transfer Doc	0219932254
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 28, 2022
Property Address	1623 CARDINAL DR, DUNEDIN, FL 34698-3402
Document Number	0219932254
Book / Page	21993 / 2254
Map Reference	MB 51 PG 62
Instrument Date	Mar 23, 2022
Instrument	2022096966
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,488.80
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 HUMPHRIES RD, 504, SAFETY HARBOR, FL 34695-4920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1623 CARDINAL DR, DUNEDIN, FL 34698-3402

Mortgage

Document Number	0219932256
Date	Mar 28, 2022
Instrument	21993/2256

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 21, 2022
Property Address	1623 CARDINAL DR, DUNEDIN, FL 34698-3402
Document Number	0219001351
Book / Page	21900 / 1351
Map Reference	MB 51 PG 62
Instrument Date	Jan 10, 2022
Instrument	2022021620
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,488.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1623 CARDINAL DR, 1623, DUNEDIN, FL 34698-3402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1623 CARDINAL DR, DUNEDIN, FL 34698-3402

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 8, 2021
Property Address	1623 CARDINAL DR, DUNEDIN, FL 34698-3402
Document Number	0216140591
Book / Page	21614 / 591
Map Reference	MB 51 PG 62
Instrument Date	Jun 30, 2021
Instrument	2021222157
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	GOLD SERVICES TITLE INSURANCE AGENCY COMPANY, GOLD SERVICE TTL INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	778 SAN SALVADOR DR, 778, DUNEDIN, FL 34698-3423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1623 CARDINAL DR, DUNEDIN, FL 34698-3402

Mortgage

Document Number	0021614592
Date	Jul 8, 2021
Instrument	21614/592

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,199.00 (+5.68%) Homeowner's exemption	$393,730 (+11.3%)	$406,364 (+14.88%) Land $184,709 Building $221,655
2024	$5,866.00 (-5.37%)
2023	$6,199.00 (+38.15%)	$353,740 (+19.54%)	$353,740 (+19.54%) Land $178,052 Building $175,688
2022	$4,487.00 Homeowner's exemption	$295,920	$295,920 Land $161,418 Building $134,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	136 (1979–2024)
Claims Outside the SFHA	13 of 136
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 67 claims Hurricane Idalia, Aug 2023 · 10 claims Tropical Storm Josephine, Oct 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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