16229 Saint Augustine St, Clermont, FL 34714 Property Records

Lake County property record for 16229 Saint Augustine St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,541 sqft · built 2013
Lot Size	0.265 acres (11,556 sqft)
Owner	Individual Name on Record
Last Sale	$239,500 (Dec 2018)
Tax Bill	$3,765 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0100-000-24000`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0100-000-24000`
Alternative APN	`3862168`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,541 sqft Living Area
1st Floor Area	1,541 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,556 sqft (0.265 acres)
Garage Type	Finished
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	15 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3862168
Street Address	16229 SAINT AUGUSTINE ST
City	CLERMONT
State	FL
Zip	34714-4899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 1A PB 61 PG 30-32 LOT 240 ORB 5214 PG 1747
Legal Range	26E
Legal Township	24S
Legal Section	14
Legal Subdivision	SAWGRASS BAY
Legal Phase	1A
Legal Tract	A-Q
Legal Lot Number	240
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2051
Census Tract	31314

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16229 SAINT AUGUSTINE ST, CLERMONT, FL 34714-4899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 4, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 30, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 21, 2018	Warranty Deed, Transfer · FHA Mortgage JET DIRECT FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Aug 13, 2013 · Amount on Record
Deed Document Number	2018147212
Deed Book / Page	5214 / 1747
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16229 SAINT AUGUSTINE ST, CLERMONT, FL 34714-4899
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16229 SAINT AUGUSTINE ST, CLERMONT, FL 34714-4899

Mortgage

Document Number	0058980264
Date	Feb 16, 2022
Book Page	5898/264
Instrument	2022022224

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16229 SAINT AUGUSTINE ST, CLERMONT, FL 34714-4899
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055161191
Date	Aug 4, 2020
Book Page	5516/1191
Instrument	2020083506

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16229 SAINT AUGUSTINE ST, CLERMONT, FL 34714-4899
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053651970
Date	Oct 30, 2019
Book Page	5365/1970
Instrument	2019122693

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 21, 2018
Property Address	16229 SAINT AUGUSTINE ST, CLERMONT, FL 34714-4899
Document Number	0052141747
Book / Page	5214 / 1747
Map Reference	MB 61 PG 30-32
Instrument Date	Dec 20, 2018
Instrument	2018147212
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	INTEGRITY FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,676.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17220 WOODCREST WAY, 17220, CLERMONT, FL 34714-5812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16229 SAINT AUGUSTINE ST, CLERMONT, FL 34714-4899

Mortgage

Document Number	2018147213
Date	Dec 21, 2018
Instrument	2018147213

Lender

Name	JET DIRECT FUNDING CORP
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,060 (+5.98%) Land $100,000 Building $103,060	$286,738 (-5.18%) Land $100,000 Building $186,738
2024	$3,765.00 (+7.91%)
2023	$3,489.00 (+7.82%) Homeowner's exemption	$191,600 (+3%)	$302,396 (+23.23%) Land $100,000 Building $202,396
2022	$3,236.00 Homeowner's exemption	$186,020	$245,396 Land $43,000 Building $202,396

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

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