16226 N Eldridge Dr, Holt, MO 64048 Property Records

Clay County property record for 16226 N Eldridge Dr, Holt, MO 64048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,550 sqft · built 1993
Lot Size	3.26 acres (142,441 sqft)
Owner	2 Individual Names on File
Last Sale	$207,200 (Jun 2014)
Tax Bill	$3,264 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-501-00-01-009.00`

Property Details

APN / Parcel Number

Primary APN	`07-501-00-01-009.00`
Alternative APNs	`0750100010090001` `7501000100900` `279420`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	3,182 sqft
1st Floor Area	1,010 sqft
Basement Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	142,441 sqft
Lot Dimensions	296 ft deep x 621 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces
Porch	Screened Porch
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	16226 N ELDRIDGE DR
City	HOLT
State	MO
Zip	64048-8879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELDRIDGE FARMS LT 9
Legal Range	31W
Legal Township	53N
Legal Section	16
Legal Subdivision	ELDRIDGE FARMS
Legal Lot Number	9
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3050
Census Tract	21809

Owner

16226 N Eldridge Dr is owned and occupied by two individuals who bought it in June 2014.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16226 N ELDRIDGE DR, HOLT, MO 64048-8879
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit ACADEMY BANK NA
Jan 4, 2017	Deed of Trust, Mortgage · FHA Mortgage INLANTA MORTGAGE INC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2014 · Amount on File
Deed Sale	Jun 25, 2014 · Amount on File
Deed Document Number	201417752
Deed Book / Page	7322 / 79
Prior Transfer Date	Feb 28, 2012
Prior Transfer Doc	0000007428
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	16226 N ELDRIDGE DR, HOLT, MO 64048-8879
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16226 N ELDRIDGE DR, HOLT, MO 64048-8879

Mortgage

Document Number	0000032309
Date	Oct 3, 2022
Book Page	9457/150
Instrument	2022032309

Lender

Name	ACADEMY BANK NA
Type	Bank
Address	KEARNEY, MO 64060

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	16226 N ELDRIDGE DR, HOLT, MO 64048-8879
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000333
Date	Jan 4, 2017
Book Page	7885/0008
Instrument	2017000333

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	16226 N ELDRIDGE DR, HOLT, MO 64048-8879
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	ALLIANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003429
Date	Jan 25, 2021
Book Page	8941/50
Instrument	2021003429

Lender

Name	ACADEMY BANK NA
Type	Bank
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 16226 N Eldridge Dr was $3,264.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,264.00	$54,040	$284,421
2023	$2,964.00	$47,030	$247,526
2019	$2,461.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16226 N Eldridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16226 N Eldridge Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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