16225 Tuggie Dr, Sutter Creek, CA 95685 Property Records

Amador County property record for 16225 Tuggie Dr, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,468 sqft · built 1987
Lot Size	1.81 acres (78,844 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Sep 2021)
Tax Bill	$5,369 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-143-017-000`

Property Details

APN / Parcel Number

Primary APN	`015-143-017-000`
Alternative APN	`1514301700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,468 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Lot Area	78,844 sqft
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	16225 TUGGIE DR
City	SUTTER CREEK
State	CA
Zip	95685-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 7 RANCHERIA ACRES SEC24 T7N R11E
Legal Range	11E
Legal Township	07N
Legal Section	24
Legal Subdivision	RANCHERIA ACRES
Legal Lot Number	7
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3038
Census Tract	201

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	16225 TUGGIE DR, SUTTER CREEK, CA 95685-9755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 11, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 26, 2017	Grant Deed, Transfer · FHA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	202111012
Prior Transfer Date	Aug 29, 2003
Prior Transfer Doc	0000014192
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Sep 24, 2021
Property Address	16225 TUGGIE DR, SUTTER CREEK, CA 95685-9755
Document Number	0000011012
Map Reference	MB 5 PG 77
Instrument Date	Sep 23, 2021
Instrument	2021-0011012
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16225 TUGGIE DR, SUTTER CREEK, CA 95685-9755
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011013
Date	Sep 24, 2021
Instrument	2021-0011013

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	16225 TUGGIE DR, SUTTER CREEK, CA 95685-9755
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16225 TUGGIE DR, SUTTER CREEK, CA 95685-9755

Mortgage

Document Number	0000002945
Date	Mar 11, 2021
Instrument	2021-0002945

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Aug 1, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Jul 26, 2017
Property Address	16225 TUGGIE DR, SUTTER CREEK, CA 95685-9755
Document Number	0000005638
Map Reference	MAP5 PG77
Instrument Date	Jul 13, 2017
Instrument	2017-0005638
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16225 TUGGIE DR, SUTTER CREEK, CA 95685-9755

Mortgage

Document Number	0000005639
Date	Jul 26, 2017
Instrument	2017-0005639

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,216 (+2%) Land $270,608 Building $270,608
2025	$5,369.00 (+2.01%) Homeowner's exemption	$530,604 (+4.04%) Land $265,302 Building $265,302
2024	$5,263.00 (+2.04%)		$501,570
2023	$5,158.00 (+2.38%) Homeowner's exemption	$510,000 Land $255,000 Building $255,000
2022	$5,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
Conifer Communications Fixed Wireless	100 / 10
unWired Broadband Fixed Wireless	50 / 12
Verizon Fixed Wireless	25 / 6
Volcano Vision DSL	25 / 3
AT&T Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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