16224 Rostrata Hill Rd, Poway, CA 92064 Property Records

San Diego County property record for 16224 Rostrata Hill Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,931 sqft · built 1989
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on Record
Tax Bill	$26,855 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`275-720-22-00`

Property Details

APN / Parcel Number

Primary APN	`275-720-22-00`
Alternative APN	`2780422200`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,931 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	64,469 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2780422200
Street Address	16224 ROSTRATA HILL RD
City	POWAY
State	CA
Zip	92064-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	SEC 30-13-1W POR
Legal Range	01W
Legal Township	13
Legal Section	30
Legal Subdivision	GREEN VLY ESTATES
Legal Block	1
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17053

Owner

Source: San Diego County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 28, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 5, 2024	Intrafamily Transfer, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 19, 2023	Grant Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Sep 19, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU
Mar 15, 2019	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024
Deed Sale	Apr 5, 2024
Prior Sale	Jul 19, 2023 · Amount on Record
Deed Document Number	202484863
Prior Transfer Date	Sep 13, 2019
Prior Transfer Doc	0000412661
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2026
Property Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720
Document Number	0000107386
Instrument Date	Apr 12, 2026
Instrument	2026107386
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720

Mortgage

Document Number	0000107386,
Date	Apr 17, 2026
Instrument	2026107386

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2026
Property Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720
Document Number	0000107386
Instrument Date	Apr 12, 2026
Instrument	2026107386
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720

Mortgage

Document Number	0000107386,
Date	Apr 17, 2026
Instrument	2026107386

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720

Mortgage

Document Number	0000024302
Date	Jan 28, 2026
Instrument	2026-0024302

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2024
Property Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720
Document Number	0000084863
Instrument Date	Mar 13, 2024
Instrument	2024-0084863
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720

Mortgage

Document Number	0000084864
Date	Apr 5, 2024
Instrument	2024-0084864

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 19, 2023
Property Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720
Document Number	0000188735
Instrument Date	Jul 14, 2023
Instrument	2023-0188735
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720

Mortgage

Document Number	0000188736
Date	Jul 19, 2023
Instrument	2023-0188736

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720

Mortgage

Document Number	0000807013
Date	Nov 24, 2021
Instrument	2021-0807013

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720

Mortgage

Document Number	0000150110
Date	Feb 25, 2021
Instrument	2021-0150110

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 19, 2019
Property Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720
Document Number	0000412661
Instrument Date	Sep 13, 2019
Instrument	2019-0412661
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720

Mortgage

Document Number	0000412662
Date	Sep 19, 2019
Instrument	2019-0412662

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 15, 2019
Property Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720
Document Number	0000093951
Instrument Date	Feb 7, 2019
Instrument	2019-0093951
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	16224 ROSTRATA HILL RD, POWAY, CA 92064-1720

Mortgage

Document Number	0000093952
Date	Mar 15, 2019
Instrument	2019-0093952

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Mortgage

Document Number	0000093953
Date	Mar 15, 2019
Instrument	2019-0093953

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,418,930 (+2%) Land $1,451,358 Building $967,572
2025	$26,855.00 (+2.69%)	$2,371,500 (+89.86%) Land $1,422,900 Building $948,600
2024	$26,152.00 (+85.83%)
2023	$14,073.00 (+1.68%)	$1,249,111 Land $589,709 Building $659,402
2022	$13,840.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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