King County property record for 16221 SE 251st St, Covington, WA 98042
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,820 sqft · built 2002 |
| Lot Size | 0.094 acres (4,085 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,295 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 856289-1200 |
| Primary APN | 856289-1200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,820 sqft Living Area |
| Gross Area | 3,320 sqft |
| 1st Floor Area | 1,220 sqft |
| 2nd Floor Area | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 4,085 sqft (0.094 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 856289120003 |
|---|---|
| Street Address | 16221 SE 251ST ST |
| City | COVINGTON |
| State | WA |
| Zip | 98042-4152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | TAMARACK |
| Legal Range | 05 |
| Legal Township | 22 |
| Legal Section | 23 |
| Legal Subdivision | TAMARACK |
| Legal Lot Number | 120 |
| Jurisdiction | KING WA |
| Township / Civil Division | TAHOMA-MAPLE VALLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 31705 |
16221 SE 251st St is owned and occupied by an individual who acquired it in May 2019.
Source: King County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16221 SE 251ST ST, COVINGTON, WA 98042-4152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 8, 2023 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Nov 4, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC LENDERIS |
| Sep 2, 2020 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| May 23, 2019 | Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Apr 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2019 |
| Deed Sale | May 23, 2019 |
| Prior Sale | Aug 31, 2004 · Amount on File |
| Deed Document Number | 201993 |
| Prior Transfer Date | May 10, 2018 |
| Prior Transfer Doc | 0000000093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 16221 SE 251ST ST, COVINGTON, WA 98042-4152 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16221 SE 251ST ST, COVINGTON, WA 98042-4152 |
| Document Number | 0000000376 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 20260105000376 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 16221 SE 251ST ST, COVINGTON, WA 98042-4152 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000967 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 20230508000967 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98127 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 3, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 16221 SE 251ST ST, COVINGTON, WA 98042-4152 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16221 SE 251ST ST, COVINGTON, WA 98042-4152 |
| Document Number | 0000000327 |
|---|---|
| Date | Nov 4, 2024 |
| Instrument | 20241104000327 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 16221 SE 251ST ST, COVINGTON, WA 98042-4152 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000380 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 20200402000380 |
| Name | AMERICAN FINANCIAL NETWORK INC LENDERIS |
|---|---|
| Type | Non-Lending Institution |
| Address | 25400 HWY N 19 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 16221 SE 251ST ST, COVINGTON, WA 98042-4152 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16221 SE 251ST ST, COVINGTON, WA 98042-4152 |
| Document Number | 0000000222 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 20200902000222 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | May 23, 2019 |
| Property Address | 16221 SE 251ST ST, COVINGTON, WA 98042-4152 |
| Document Number | 0000000093 |
| Instrument Date | May 10, 2019 |
| Instrument | 201905230093 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16221 SE 251ST ST COVINGTON WA 980424152, COVINGTON, WA 98042-4152 |
| Document Number | 94 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 201905230094 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 16221 SE 251ST ST, COVINGTON, WA 98042-4152 |
| Document Number | 0000000465 |
| Instrument Date | Apr 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 16221 SE 251ST ST COVINGTON WA 980424152, COVINGTON, WA 98042-4152 |
| Document Number | 0000000465 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 201804100465 |
| Name | BOEING EMPS CU |
|---|---|
| Type | Credit Union |
| Address | TUKWILA, WA 98168 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 9, 2048 |
The 2026 property tax bill for 16221 SE 251st St was $8,295.
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Covington City |
| Unified School District | Kent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,295.00 | ||
| 2025 | $764,000 (+3.95%) Land $295,000 Building $469,000 | $764,000 (+3.95%) Land $295,000 Building $469,000 | |
| 2024 | $7,500.00 | $735,000 Land $284,000 Building $451,000 | $735,000 Land $284,000 Building $451,000 |
| 2022 | $7,606.00 | $728,000 Land $281,000 Building $447,000 | $728,000 Land $281,000 Building $447,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16221 SE 251st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16221 SE 251st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DISTRICT serves 56,172 people · EPA ID WA5341650 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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