Cayuga County and Sterling Town property record for 16221 Irwin Rd, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,844 sqft · built 1850 |
| Lot Size | 13.5 acres (588,060 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,041 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 055689 2.00-1-1.212 |
| Primary APN | 055689 2.00-1-1.212 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,844 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| 2nd Floor Area | 1,266 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 588,060 sqft (13.5 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 508 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 19064051 |
|---|---|
| Street Address | 16221 IRWIN RD |
| City | OSWEGO |
| State | NY |
| Zip | 13126-7005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | A.D. 685-176 450' CREEK FRONT |
| Legal Block | 1 |
| Legal Lot Number | 1.212 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 40102 |
Source: Cayuga County and Sterling Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16221 IRWIN RD, OSWEGO, NY 13126-7005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Cayuga County and Sterling Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Sterling Town |
| Unified School District | Hannibal Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,041.00 (+9.43%) Homeowner's exemption | ||
| 2025 | $7,348.00 (+0.62%) Homeowner's exemption | $335,000 (+80.5%) Land $87,700 Building $247,300 | $335,000 (+15.52%) Land $87,700 Building $247,300 |
| 2024 | $7,303.00 | ||
| 2023 | Homeowner's exemption | $185,600 Land $67,600 Building $118,000 | $290,000 Land $105,625 Building $184,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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