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16221 Fieldstone Trce, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16221 Fieldstone Trce, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,778 sqft · built 2021
Lot Size0.214 acres (9,317 sqft)
OwnerIndividual Name on Record
Last Sale$406,500 (Jun 2021)
Tax Bill$3,291 (2024)
Deeds & MortgagesJul 2023 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN217-146-18

Property Details

APN / Parcel Number

Primary APN217-146-18

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,778 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Lot Area9,317 sqft (0.214 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address16221 FIELDSTONE TRCE
CityCHARLOTTE
StateNC
Zip28278-7025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL197 M67-449
Legal SubdivisionRIDGEWATER SUBDIVISION
Legal Block6
Legal Lot Number197
JurisdictionMECKLENBURG NC
Township / Civil Division3, STEELE CREEK
Census Block Group1
Census Block1025
Census Tract5926

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedLaurelwood Cemetery
listed 2008 · 3 contributing resources · NRIS 08000746

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address16221 FIELDSTONE TRCE, CHARLOTTE, NC 28278-7025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Jun 3, 2021Special Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2021 · Amount on Record
Deed SaleJun 3, 2021 · Amount on Record
Deed Document Number2021109468
Deed Book / Page36141 / 813
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address16221 FIELDSTONE TRCE, CHARLOTTE, NC 28278-7025
Transaction TypeMortgage
Record UpdatedJul 31, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address16221 FIELDSTONE TRCE, CHARLOTTE, NC 28278-7025

Mortgage

Document Number0000068980
DateJul 21, 2023
Book Page38262/918
Instrument2023068980
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueJul 1, 2051

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 3, 2021
Property Address16221 FIELDSTONE TRCE, CHARLOTTE, NC 28278-7025
Document Number0000109468
Book / Page36141 / 813
Map ReferenceMB 67 PG 449&450
Instrument DateJun 2, 2021
Instrument2021109468
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$813.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2127 AYRSLEY TOWN BLVD STE 201, 201, CHARLOTTE, NC 28273-3555

Transferred To (Grantee/Buyer)

NameVerified Name
Address16221 FIELDSTONE TRCE, CHARLOTTE, NC 28278-7025

Mortgage

Document Number0000109469
DateJun 3, 2021
Instrument2021109469
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$471,400 Land $100,000 Building $371,400$471,400 Land $100,000 Building $371,400
2024$3,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Fiber		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T, Spectrum.

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