16220 Ternglade Dr, Lithia, FL 33547 Property Records

Hillsborough County property record for 16220 Ternglade Dr, Lithia, FL 33547

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 8,506 sqft · built 2010
Lot Size0.642 acres (27,953 sqft)
OwnerIndividual Name on File
Last Sale$1,550,000 (Jun 2012)
Tax Bill$29,545 (2025)
Deeds & MortgagesMay 2021 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN088353-4520

Property Details

APN / Parcel Number

Primary APN088353-4520
Alternative APN
  • U28302179X000102000100

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area8,506 sqft Living Area
Gross Area12,046 sqft
1st Floor Area6,073 sqft
Upper Floors Area2,433 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialTile
Lot Area27,953 sqft (0.642 acres)
Lot Dimensions156 ft deep x 130 ft wide
Garage TypeAttached
Garage Area1,319 sqft
Parking Spaces6 Parking Spaces
PorchOpen Porch
Porch Area2,221 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0883534520
Street Address16220 TERNGLADE DR
CityLITHIA
StateFL
Zip33547-5845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionFISHHAWK RANCH PHASE 2 PARCEL H-H LOT 10 BLOCK 102
Legal Range21E
Legal Township30S
Legal Section28
Legal SubdivisionFISHHAWK RANCH PHASE 2 PARCEL H-H
Legal Phase2
Legal Tract79X
Legal Block102
Legal Lot Number10
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2008
Census Tract13922

Owner

16220 Ternglade Dr is owned and occupied by an individual who bought it in June 2012.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address16220 TERNGLADE DR, LITHIA, FL 33547-5845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
VAST BANK NA
Mar 8, 2017Deed of Trust, Mortgage · ARM
AMERIS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2012 · Amount on File
Deed SaleJun 29, 2012 · Amount on File
Deed Document Number2012229115
Deed Book / Page21216 / 358
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address16220 TERNGLADE DR, LITHIA, FL 33547-5845
Transaction TypeMortgage
Record UpdatedMay 20, 2021
Title CompanyALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16220 TERNGLADE DR, LITHIA, FL 33547-5845

Mortgage

Document Number2021228116
DateMay 6, 2021
Instrument2021228116
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address16220 TERNGLADE DR, LITHIA, FL 33547-5845
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0247811690
DateMar 8, 2017
Book Page24781/1690
Instrument2017090242
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueMar 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMar 1, 2027
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 16220 Ternglade Dr was $29,545 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,554,379 (+2.7%)$2,388,408 (-1.32%) Land $410,035 Building $1,978,373
2025$29,545.00 Homeowner's exemption$1,513,514$2,420,334 Land $410,035 Building $2,010,299
2023$26,519.00 (+2.58%) Homeowner's exemption$1,428,018 (+3%)$2,243,411 (+1.98%) Land $355,363 Building $1,888,048
2022$25,851.00 Homeowner's exemption$1,386,425$2,199,898 Land $355,363 Building $1,844,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16220 Ternglade Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16220 Ternglade Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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