16220 Surfview Ct, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 16220 Surfview Ct, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,096 sqft · built 1989
Lot Size	0.25 acres (10,890 sqft)
Owner	Trust Name on File
Tax Bill	$6,000 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23U-22-0434`

Property Details

APN / Parcel Number

Primary APN	`23U-22-0434`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,096 sqft Living Area
Gross Area	4,044 sqft
1st Floor Area	1,248 sqft
Basement Area	528 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	42 ft deep x 123 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	338 sqft
Patio Area	361 sqft
Balcony Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16220 SURFVIEW CT
City	WILDWOOD
State	MO
Zip	63040-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R3
Legal Description	ESTATES AT LAKE CHESTERFIELD (THE) 12 19 88 LOT 19
Legal Subdivision	ESTATES AT LAKE CHESTERFIELD (THE)
Legal Lot Number	19
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	3
Census Block	3000
Census Tract	221506

Owner

16220 Surfview Ct is owner-occupied and held in a trust since May 2003.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	16220 SURFVIEW CT, WILDWOOD, MO 63040-1801
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 9, 2003
Transfer Doc	0000000545
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Jul 8, 2026
Property Address	16220 SURFVIEW CT, GROVER, MO 63040-1801
Document Number	0000000386
Instrument Date	Jun 30, 2026
Instrument	2026386
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	16220 SURFVIEW CT, GROVER, MO 63040-1801

Mortgage

Document Number	0000000386,
Date	Jul 8, 2026
Instrument	2026386

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 16220 Surfview Ct was $6,000, up 5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,040 (-) Land $28,990 Building $59,050	$463,400 (-) Land $152,600 Building $310,800
2025	$6,000.00 (+4.99%)	$88,040 Land $28,990 Building $59,050	$463,400 Land $152,600 Building $310,800
2024	$5,715.00 (+0.07%)
2023	$5,711.00	$82,200 Land $18,110 Building $64,090	$432,600 Land $95,300 Building $337,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16220 Surfview Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16220 Surfview Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

Nearby Properties on Surfview Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures