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16220 Scarbery Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16220 Scarbery Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,925 sqft · built 1979
Lot Size0.453 acres (19,752 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Jan 1988)
Tax Bill$5,004 (2025)
Deeds & MortgagesSep 2020 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN288-381-21-00

Property Details

APN / Parcel Number

Primary APN288-381-21-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area2,925 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area19,752 sqft (0.453 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address16220 SCARBERY RD
CityRAMONA
StateCA
Zip92065-4253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 225 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block3
Legal Lot Number225
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3005
Census Tract20810

Owner

Source: San Diego County records · APN 288-381-21-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16220 SCARBERY RD, RAMONA, CA 92065-4253
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Feb 07, 2017Deed of Trust, Mortgage · FHA Mortgage
MONEY SOURCE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 29, 1988 · Amount on Record
Deed SaleJan 29, 1988 · Amount on Record
Prior SaleNov 04, 1987 · Amount on Record
Deed Document Number198845008
Last Transfer DateApr 22, 2016
Transfer Doc0000197515
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16220 SCARBERY RD, RAMONA, CA 92065-4253
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16220 SCARBERY RD, RAMONA, CA 92065-4253

Mortgage

Document Number0000561660
DateSep 23, 2020
Instrument2020-0561660
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16220 SCARBERY RD, RAMONA, CA 92065-4253
Document Number0000073991
Instrument DateFeb 07, 2017
Transaction TypeMortgage
Record UpdatedFeb 21, 2017
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16220 SCARBERY RD RAMONA CA 920654253, RAMONA, CA 92065-4253

Mortgage

Document Number0000073991
DateFeb 14, 2017
Instrument73991
Lender
NameMONEY SOURCE
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 13, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$388,364 (+2%) Land $63,779 Building $324,585
2025$5,004.00 (+8.57%) Homeowner's exemption$380,750 (+4.04%) Land $62,529 Building $318,221
2023$4,609.00 (-3.52%) Homeowner's exemption$365,966 Land $60,101 Building $305,865
2022$4,777.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Wildfire

Wildfire RiskHigh
above 79% of the US · above 56% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 327 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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