16220 Monache Ln, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 16220 Monache Ln, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,019 sqft · built 1972
Lot Size	0.62 acres (27,000 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Nov 2020)
Tax Bill	$5,367 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0473-191-09-0000`

Property Details

APN / Parcel Number

Primary APN	`0473-191-09-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,019 sqft Living Area
Gross Area	3,663 sqft
1st Floor Area	3,019 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	27,000 sqft (0.62 acres)
Lot Dimensions	225 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio/Porch
Porch Area	901 sqft
Patio Area	901 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	16220 MONACHE LN
City	APPLE VALLEY
State	CA
Zip	92307-1464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5770 LOT 372 TRACT NO 5770 LOT 372 EX UND 1/2 INT MIN RTS WITHOUT S E
Legal Subdivision	TRACT 5770
Legal Tract	5770
Legal Block	4
Legal Lot Number	372
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	4
Census Block	4101
Census Tract	12101

Owner

16220 Monache Ln is owned and occupied by two individuals who bought it in November 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16220 MONACHE LN, APPLE VALLEY, CA 92307-1464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 23, 2020	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Deed Document Number	2020470606
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16220 MONACHE LN, APPLE VALLEY, CA 92307-1464
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16220 MONACHE LN, APPLE VALLEY, CA 92307-1464

Mortgage

Document Number	0000069278
Date	Mar 27, 2024
Instrument	2024-0069278

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 23, 2020
Property Address	16220 MONACHE LN, APPLE VALLEY, CA 92307-1464
Document Number	0000470606
Map Reference	MB 72 PG 81-89
Instrument Date	Oct 27, 2020
Instrument	2020-0470606
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16220 MONACHE LN, APPLE VALLEY, CA 92307-1464

Mortgage

Document Number	0000470607
Date	Nov 23, 2020
Instrument	2020-0470607

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16220 Monache Ln was $5,367.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$473,649 (+2%) Land $94,729 Building $378,920
2025	$5,367.00 Homeowner's exemption	$464,362 Land $92,872 Building $371,490
2023	$5,169.00 (+1.53%) Homeowner's exemption	$446,331 Land $89,266 Building $357,065
2022	$5,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16220 Monache Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16220 Monache Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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