16220 5th St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 16220 5th St, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,714 sqft · built 1993
Lot Size	0.139 acres (6,062 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,764 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`196-490-350-000`

Property Details

APN / Parcel Number

Primary APN	`196-490-350-000`
Alternative APN	`196-490-35`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,714 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,062 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	196-490-35
Street Address	16220 5TH ST
City	LATHROP
State	CA
Zip	95330-9332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP A1 4 LOT 41
Legal Subdivision	HORIZON PARK
Legal Block	1
Legal Lot Number	41
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1001
Census Tract	5130

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16220 5TH ST, LATHROP, CA 95330-9332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Intrafamily Transfer, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP
Dec 22, 2017	Deed of Trust, Mortgage · FHA Mortgage INTEGRITY FIRST FINANCIAL GROUP INC
Feb 17, 2017	Grant Deed, Transfer · FHA Mortgage INTEGRITY FIRST FINANCIAL GROUP INC
Feb 17, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026
Deed Sale	Mar 12, 2026
Prior Sale	Feb 17, 2017 · Amount on Record
Deed Document Number	202622634
Prior Transfer Date	Mar 10, 2026
Prior Transfer Doc	0000022634
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 12, 2026
Property Address	16220 5TH ST, LATHROP, CA 95330-9332
Document Number	0000022634
Map Reference	VOL 30 PG 79
Instrument Date	Mar 10, 2026
Instrument	2026-022634
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16220 5TH ST, LATHROP, CA 95330-9332

Mortgage

Document Number	0000022635
Date	Mar 12, 2026
Instrument	2026-022635

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16220 5TH ST, LATHROP, CA 95330-9332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149599
Date	Dec 22, 2017
Instrument	2017-149599

Lender

Name	INTEGRITY FIRST FINANCIAL GROUP INC
Type	Lending Institution
Address	SAN DIEGO, CA 92122

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 17, 2017
Property Address	16220 5TH ST, LATHROP, CA 95330-9332
Document Number	0000020113
Map Reference	MAP30 PG79
Instrument Date	Feb 14, 2017
Instrument	2017-020113
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16220 5TH ST, LATHROP, CA 95330-9332

Mortgage

Document Number	0000020115
Date	Feb 17, 2017
Instrument	2017-020115

Lender

Name	INTEGRITY FIRST FINANCIAL GROUP INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 17, 2017
Property Address	16220 5TH ST, LATHROP, CA 95330-9332
Document Number	0000020114
Instrument Date	Feb 14, 2017
Instrument	20114
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16220 5TH ST LATHROP CA 953309332, LATHROP, CA 95330-9332

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,764.00 (+0.91%)
2025	$4,721.00 (+3.78%)	$394,591 (+4.04%) Land $138,105 Building $256,486
2023	$4,549.00 (+1.43%)	$379,271 Land $132,744 Building $246,527	$517,590
2022	$4,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, unWired Broadband, Verizon.

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