1622 Summit Ave N, Sauk Rapids, MN 56379 Property Records

Benton County property record for 1622 Summit Ave N, Sauk Rapids, MN 56379

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 971 sqft · built 1996
Lot Size	0.293 acres (12,784 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,000 (Oct 2020)
Tax Bill	$3,056 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.03190.00`

Property Details

APN / Parcel Number

Primary APN	`19.03190.00`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Building Area	971 sqft Living Area
1st Floor Area	971 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	12,784 sqft (0.293 acres)
Garage Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1622 SUMMIT AVE N
City	SAUK RAPIDS
State	MN
Zip	56379-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-036 RANGE-031 SUMMIT OAKES LOT-017 BLOCK-002
Legal Range	031
Legal Township	036
Legal Section	14
Legal Subdivision	SUMMIT OAKES
Legal Block	2
Legal Lot Number	17
Jurisdiction	BENTON MN
Township / Civil Division	SAUK RAPIDS
Census Block Group	1
Census Block	1001
Census Tract	21104

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1622 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 22, 2022	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Oct 27, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Deed Document Number	2020446975
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Recording Date	Aug 14, 2026
Property Address	1622 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2549
Document Number	0000485142
Instrument Date	Jul 13, 2026
Instrument	2026485142
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1622 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2549

Mortgage

Document Number	0000485142,
Date	Aug 14, 2026
Instrument	2026485142

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Sep 1, 2050

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	1622 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2549
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2549

Mortgage

Document Number	0000460124
Date	Apr 22, 2022
Instrument	460124

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	COLORADO CITY, AZ 86021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Feb 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Oct 27, 2020
Property Address	1622 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2549
Document Number	446975
Instrument Date	Aug 27, 2020
Instrument	446975
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$689.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1622 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2549

Mortgage

Document Number	446976
Date	Oct 27, 2020
Instrument	446976

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	Sauk Rapids City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,056.00 (+17.81%) Homeowner's exemption	$258,900 (+8.87%) Land $32,400 Building $226,500	$258,900 (+8.87%) Land $32,400 Building $226,500
2023	$2,594.00	$237,800 Land $29,500 Building $208,300	$237,800 Land $29,500 Building $208,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sauk Rapids serves 13,835 people · EPA ID MN1050004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Benton Cooperative Telephone Company.

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