1622 Gragg St, Centralia, IL 62801 Property Records

Marion County property record for 1622 Gragg St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	2,958 sqft · built 1998
Lot Size	7.81 acres (340,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,600 (Oct 2022)
Tax Bill	$11,040 (2025)
Deeds & Mortgages	Oct 2022 Sale Jun 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1408000073`

Property Details

APN / Parcel Number

Primary APN	`1408000073`

Interior

Building Area	2,958 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	340,204 sqft (7.81 acres)

Location & Zoning

Street Address	1622 GRAGG ST
City	CENTRALIA
State	IL
Zip	62801-3754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E PART NE SE
Legal Subdivision	FINKS
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1076
Census Tract	952700

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1622 GRAGG ST, CENTRALIA, IL 62801-3754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Warranty Deed, Transfer
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Jan 4, 2018	Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Jan 4, 2018 · Amount on Record
Deed Document Number	20225015
Prior Transfer Date	Nov 16, 2005
Prior Transfer Doc	2005R08189
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Oct 26, 2022
Property Address	1622 GRAGG ST, CENTRALIA, IL 62801-3754
Document Number	2022R05015
Instrument Date	Oct 11, 2022
Instrument	2022R05015
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1622 GRAGG ST, 1622, CENTRALIA, IL 62801-3754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S LOCUST ST, CENTRALIA, IL 62801-3506

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1622 GRAGG ST, CENTRALIA, IL 62801-3754
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03042
Date	Jun 18, 2018
Instrument	2018R03042

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 26, 2028

Interest

Rate Type	Adjustable Rate
Min Rate At Change	4.5%
Max Rate At Change	17%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1622 GRAGG ST, CENTRALIA, IL 62801-3754
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R00611
Date	Feb 2, 2017
Instrument	2017R00611

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3.62%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1622 GRAGG ST, CENTRALIA, IL 62801-3754
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R01256
Date	Mar 30, 2021
Instrument	2021R01256

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 5, 2031

Interest

Rate Type	Adjustable Rate
Min Rate At Change	4%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1622 GRAGG ST, CENTRALIA, IL 62801-3754
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	QUAD COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00894
Date	Mar 3, 2021
Instrument	2021R00894

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IL
Recording Date	Jan 4, 2018
Property Address	1622 GRAGG ST, CENTRALIA, IL 62801-3754
Document Number	2018R00075
Instrument Date	Dec 28, 2017
Instrument	2018R00075
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 GRAGG ST, CENTRALIA, IL 62801-3754

Mortgage

Document Number	2018R00076
Date	Jan 4, 2018
Instrument	2018R00076

Lender

Name	MIDLAND STATES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,040.00 (+3%) Homeowner's exemption	$160,900 (+12%) Land $22,500 Building $138,400	$482,700 (+12%) Land $67,500 Building $415,200
2024	$10,718.00 (-0.27%)	$143,660 (+17.7%) Land $20,090 Building $123,570	$430,980 (+17.7%) Land $60,270 Building $370,710
2022	$10,747.00 Homeowner's exemption	$122,060 Land $17,070 Building $104,990	$366,180 Land $51,210 Building $314,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2008)
Most Recent Claim	Mar 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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