1622 Elm St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1622 Elm St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 762 sqft · built 1912
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Mar 2019)
Tax Bill	$11,496 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502-212-003-3`

Property Details

APN / Parcel Number

Primary APN	`502-212-003-3`
Alternative APN	`502-212-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	762 sqft Living Area
1st Floor Area	762 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1955
Lot Area	3,500 sqft (0.08 acres)
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1622 ELM ST
City	EL CERRITO
State	CA
Zip	94530-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH BERKELEY TERR LOT 28 POR 29 BLK 28
Legal Subdivision	NORTH BERKELEY TERRACE
Legal Block	28
Legal Lot Number	28
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3005
Census Tract	386000

Owner

1622 Elm St is owned and occupied by two individuals who bought it in March 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1622 ELM ST, EL CERRITO, CA 94530-2233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 25, 2019	Grant Deed, Transfer · Conventional Mortgage UNIVERSITY/CA HM LN PROGRAM CO
Aug 9, 2017	Grant Deed, Transfer · Construction Mortgage MAUREEN CONTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2019 · Amount on File
Deed Sale	Mar 25, 2019 · Amount on File
Prior Sale	Aug 9, 2017 · Amount on File
Deed Document Number	201940500
Prior Transfer Date	Feb 11, 2003
Prior Transfer Doc	0000087200
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1622 ELM ST, EL CERRITO, CA 94530-2233
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 ELM ST, EL CERRITO, CA 94530-2233

Mortgage

Document Number	0000028383
Date	Feb 15, 2022
Instrument	2022-028383

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 25, 2019
Property Address	1622 ELM ST, EL CERRITO, CA 94530-2233
Document Number	0000040500
Instrument Date	Mar 19, 2019
Instrument	40500
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1622 ELM ST EL CERRITO CA 945302233, EL CERRITO, CA 94530-2233

Mortgage

Document Number	40502
Date	Mar 25, 2019
Instrument	40502

Lender

Name	UNIVERSITY/CA HM LN PROGRAM CO
Address	OAKLAND, CA 94607-5200

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 24, 2034

Mortgage

Document Number	40501,
Date	Mar 25, 2019
Instrument	40501

Lender

Name	UNIVERSITY/CA HM LN PROGRAM CO
Address	OAKLAND, CA 94607-5200

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 9, 2017
Property Address	1622 ELM ST, EL CERRITO, CA 94530-2233
Document Number	0000143209
Instrument Date	Aug 3, 2017
Instrument	143209
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6107 ORCHARD AVE RICHMOND CA 948045028, RICHMOND, CA 94804-5028

Mortgage

Document Number	143210
Date	Aug 9, 2017
Instrument	143210

Lender

Name	MAUREEN CONTER
Address	24 SIDNEY BAY DR, NEWPORT COAST, CA 92657-2105

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 8, 2018

Mortgage

Document Number	143211,
Date	Aug 9, 2017
Instrument	143211

Lender

Name	FLIP THAT INV LLC
Address	NEWPORT COAST, CA 92657

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 8, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 1622 Elm St was $11,496 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$830,610 (+2%) Land $682,695 Building $147,915
2025	$11,496.00 Homeowner's exemption	$814,324 Land $669,309 Building $145,015
2023	$11,027.00 (+1.47%) Homeowner's exemption	$782,705 Land $643,320 Building $139,385
2022	$10,867.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1622 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1622 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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