1622 Central Ave, Whiting, IN 46394 Property Records

Lake County property record for 1622 Central Ave, Whiting, IN 46394

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1918
Lot Size	0.07 acres (3,050 sqft)
Owner	Individual Name on Record
Tax Bill	$1,659 (2024)
Deeds & Mortgages	Sep 2025 Transfer Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-28-29-0076-0028`

Property Details

APN / Parcel Number

Primary APN	`007-28-29-0076-0028`
Alternative APNs	`45-03-06-455-025.000-025` `282900760028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,260 sqft
Basement Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1995
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,050 sqft (0.07 acres)
Lot Dimensions	122 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Deck Area	Deck Area
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	1622 CENTRAL AVE
City	WHITING
State	IN
Zip	46394-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORSYTHS 3RD ADD. LOT 38 BL.3
Legal Subdivision	FORSYTHS 3RD ADD
Legal Block	3
Legal Lot Number	38
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1004
Census Tract	40200

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1622 CENTRAL AVE, WHITING, IN 46394-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Transfer on Death Deed, Transfer
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 29, 2025
Transfer Doc	0000037327
Record Updated	Jun 8, 2026

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IN
Recording Date	Sep 30, 2025
Property Address	1622 CENTRAL AVE, WHITING, IN 46394-1303
Document Number	0000037327
Map Reference	MB 5 PG 10
Instrument Date	Sep 29, 2025
Instrument	2025-537327
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1622 CENTRAL AVE, WHITING, IN 46394-1303
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027129
Date	Sep 10, 2021
Instrument	2021-527129

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Whiting City
Unified School District	Whiting School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,800 (+13.46%) Land $30,300 Building $169,500	$199,800 (+13.46%) Land $30,300 Building $169,500
2024	$1,659.00 (+17.74%)	$176,100 (+6.15%) Land $30,300 Building $145,800	$176,100 (+6.15%) Land $30,300 Building $145,800
2023		$165,900 (+17.74%) Land $30,300 Building $135,600	$165,900 (+17.74%) Land $30,300 Building $135,600
2022	$1,409.00 Homeowner's exemption	$140,900 Land $30,300 Building $110,600	$140,900 Land $30,300 Building $110,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER DEPARTMENT serves 4,900 people · EPA ID IN5245048
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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