1622 Cedar St, Niles, MI 49120 Property Records

Berrien County property record for 1622 Cedar St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 1930
Lot Size	0.267 acres (11,631 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Apr 2021)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`72-5950-0051-01-0`

Property Details

APN / Parcel Number

Primary APN	`72-5950-0051-01-0`
Alternative APN	`11-72-5950-0051-01-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,180 sqft Living Area
1st Floor Area	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	11,631 sqft (0.267 acres)
Lot Dimensions	137 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1622 CEDAR ST
City	NILES
State	MI
Zip	49120-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	COMBINED ON 01/22/2014 FROM 72-5950-0051-00-5, 72-5950-0052-00-1; LOT 52 & LOT 51 PARKER ADD TO CITY OF NILES EXC THE E 15'THEREOF
Legal Subdivision	PARKER ADD
Legal Lot Number	51-52
Legal Unit	52,51
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	4
Census Block	4026
Census Tract	20900

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1622 CEDAR ST, NILES, MI 49120-2133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Apr 30, 2021	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	May 25, 2012 · Amount on Record
Deed Book / Page	3325 / 942
Prior Transfer Date	Jan 22, 2013
Prior Transfer Doc	03025/3229
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Apr 13, 2026
Property Address	1622 CEDAR ST, NILES, MI 49120-2133
Document Number	0000458233
Book / Page	3474 / 3432
Instrument Date	Apr 8, 2026
Instrument	2026458233
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 CEDAR ST, NILES, MI 49120-2133

Mortgage

Document Number	0000458233,
Date	Apr 13, 2026
Book Page	3474/3432
Instrument	2026458233

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2036

Interest

Rate	6.11%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1622 CEDAR ST, NILES, MI 49120-2133
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003325/808
Date	Apr 29, 2021
Book Page	3325/808

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 30, 2021
Property Address	1622 CEDAR ST, NILES, MI 49120-2133
Document Number	003325/942
Book / Page	3325 / 942
Map Reference	LB B PG 10
Instrument Date	Apr 22, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$1,685.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1622 CEDAR ST, NILES, MI 49120-2133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 CEDAR ST, NILES, MI 49120-2133

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,500 (-2.39%)	$155,000 (-2.39%)
2025	$2,782.00 (+2.39%) Homeowner's exemption	$79,400 (+14.91%)	$158,800 (+14.91%)
2024	$2,717.00 (+8.72%)
2023		$69,100	$138,200
2022	$2,499.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Midwest Energy & Communications.

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