1622 Bay Head Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1622 Bay Head Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	built 1981
Lot Size	1.88 acres (81,893 sqft)
Owner	Company Name on File
Last Sale	$2,800,000 (Oct 2014)
Tax Bill	$6,614 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-000-90082607`

Property Details

APN / Parcel Number

Primary APN	`03-000-90082607`
Alternative APNs	`3-000-90082607` `00090082607`

Interior

Basement Area	1,200 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	81,893 sqft (1.88 acres)
View / Lot	Waterfront
Shed	1 Shed
Shed Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00090082607
Street Address	1622 BAY HEAD RD
City	ANNAPOLIS
State	MD
Zip	21409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1R ZUCHELLI PROPERTY
Legal Subdivision	ZUCHELLI PROPERTY
Legal Block	2
Legal Lot Number	1R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	731002

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1620 BAY HEAD RD, ANNAPOLIS, MD 21409-5713
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Unknown PINNACLE BANK
Oct 30, 2025	Deed of Trust, Mortgage · Unknown PINNACLE BANK
Sep 11, 2025	Deed of Trust, Mortgage · Unknown PINNACLE BANK
Feb 14, 2019	Deed of Trust, Mortgage · Commercial Mortgage EAGLE BANK
May 6, 2022	Deed of Trust, Mortgage · Line of Credit EAGLE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2014 · Amount on Record
Deed Sale	Oct 23, 2014 · Amount on Record
Deed Book / Page	27736 / 469
Last Transfer Date	Mar 28, 2025
Transfer Doc	4154000345
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1622 BAY HEAD RD, ANNAPOLIS, MD 21409
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 S ISLAND DR, KEY LARGO, FL 33037-3606

Mortgage

Document Number	0421730038
Date	Mar 18, 2026
Book Page	42173/38

Lender

Name	PINNACLE BANK
Type	Bank
Address	MC LEAN, VA 22102

Agreement

Type	Unknown
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1622 BAY HEAD RD, ANNAPOLIS, MD 21409
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0417860136
Date	Oct 30, 2025
Book Page	41786/136

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Unknown
Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1622 BAY HEAD RD, ANNAPOLIS, MD 21409
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 S ISLAND DR, KEY LARGO, FL 33037-3606

Mortgage

Document Number	0416370087
Date	Sep 11, 2025
Book Page	41637/87

Lender

Name	PINNACLE BANK
Type	Bank
Address	MC LEAN, VA 22102

Agreement

Type	Unknown
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1622 BAY HEAD RD, ANNAPOLIS, MD 21409
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	EAGEL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0328830229
Date	Feb 14, 2019
Book Page	32883/229

Lender

Name	EAGLE BANK
Type	Bank
Address	WASHINGTON, DC 20006

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1622 BAY HEAD RD, ANNAPOLIS, MD 21409
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 BAY HEAD RD, ANNAPOLIS, MD 21409-5713

Mortgage

Document Number	0387020235
Date	May 6, 2022
Book Page	38702/235

Lender

Name	EAGLE BANK
Type	Bank
Address	WASHINGTON, DC 20006

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$756,867 (+53.7%)	$1,146,400 (+103.95%) Land $1,127,800 Building $18,600
2024	$6,614.00 (+23.01%)
2023	$5,377.00	$492,433	$562,100 Land $547,800 Building $14,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1979–2004)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Apr 2004 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Head Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures