16218 Trower Oaks Trl, Wright City, MO 63390 Property Records

Warren County property record for 16218 Trower Oaks Trl, Wright City, MO 63390

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,122 sqft · built 2017
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$4,288 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-36.0-0-00-008.009.000`

Property Details

APN / Parcel Number

Primary APN	`05-36.0-0-00-008.009.000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,122 sqft Living Area
Basement Area	2,122 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	1,480 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	157 sqft
Deck Area	60 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	16218 TROWER OAKS TRL
City	WRIGHT CITY
State	MO
Zip	63390-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 TROWER OAKS SEC 36 TWP 47 N R 2 W
Legal Subdivision	TROWER OAKS
Legal Lot Number	15
Jurisdiction	WARREN MO
Township / Civil Division	SOUTH ELKHORN
Census Block Group	3
Census Block	3000
Census Tract	820107

Owner

16218 Trower Oaks Trl is owned and occupied by an individual who acquired it in September 2017.

Source: Warren County records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16218 TROWER OAKS TRL, WRIGHT CITY, MO 63390-4230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2018	Deed of Trust, Mortgage GUILD MORTGAGE CO
Dec 21, 2017	Deed of Trust, Mortgage · Construction Mortgage SAUNDRA POGRELIS
Oct 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO
Sep 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2017
Deed Sale	Sep 13, 2017
Prior Sale	Feb 28, 2006
Deed Document Number	201705512
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	16218 TROWER OAKS TRL, WRIGHT CITY, MO 63390-4230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201802075
Date	Apr 12, 2018
Instrument	201802075

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	237 Months
Due	Jan 1, 2038

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	16218 TROWER OAKS TRL, WRIGHT CITY, MO 63390-4230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201707694
Date	Dec 21, 2017
Instrument	201707694

Lender

Name	SAUNDRA POGRELIS
Type	Private Party
Address	7 EDGEWATER CIR, WRIGHT CITY, MO 63390

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	5 Months
Due	May 1, 2018

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	16218 TROWER OAKS TRL, WRIGHT CITY, MO 63390-4230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008012
Date	Oct 26, 2020
Instrument	202008012

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Sep 13, 2017
Property Address	16218 TROWER OAKS TRL, WRIGHT CITY, MO 63390-4230
Document Number	201705512
Map Reference	PL CAB C SL C-145
Instrument Date	Sep 12, 2017
Instrument	201705512
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 MONA DR, 505, O FALLON, MO 63366-1759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 BRIARWOOD LN, WENTZVILLE, MO 63385-2745

Tax Assessment & Valuation

The 2025 property tax bill for 16218 Trower Oaks Trl was $4,288.

Source: Warren County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Unified School District	Warren County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,288.00	$71,693 (+13%) Land $10,551 Building $61,142	$377,330 Land $55,530 Building $321,800
2024	$4,288.00 (+15.42%)	$63,444 (-) Land $9,337 Building $54,107
2023	$3,715.00 (+8.18%)	$63,444 (+8%) Land $9,337 Building $54,107	$333,914 Land $49,140 Building $284,774
2022	$3,434.00	$58,744 Land $8,645 Building $50,099
2021			$309,180 Land $45,500 Building $263,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16218 Trower Oaks Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16218 Trower Oaks Trl is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 WARREN serves 1,192 people · EPA ID MO6024629
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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