16217 W Hoyt Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 16217 W Hoyt Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,909 sqft · built 2019
Lot Size	3.83 acres (166,922 sqft)
Owner	Individual Name on File
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`039930020180`

Property Details

APN / Parcel Number

Primary APN	`039930020180`
Alternative APN	`224052`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	2,909 sqft Living Area

Exterior

Year Built	Built 2019
Construction Type	Frame
Foundation Type	Concrete
Lot Area	166,922 sqft (3.83 acres)
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Propane

Location & Zoning

Account Number	224052
Street Address	16217 W HOYT RD
City	RATHDRUM
State	ID
Zip	83858-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOYT RANCH 2ND ADD AMENDED, LT 18 BLOCK 2 0851N05W
Legal Subdivision	HOYT RANCH 2ND ADD
Legal Block	2
Legal Lot Number	18
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	3
Census Block	3008
Census Tract	301

Owner

16217 W Hoyt Rd is owned and occupied by an individual who acquired it in February 2020.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16217 W HOYT RD, RATHDRUM, ID 83858-8425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 25, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 14, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST INTERSTATE BANK
Apr 10, 2019	Warranty Deed, Transfer · Line of Credit FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020
Deed Sale	Feb 14, 2020
Prior Sale	Apr 10, 2019
Deed Document Number	2736780000
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	16217 W HOYT RD, RATHDRUM, ID 83858-8425
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16217 W HOYT RD, RATHDRUM, ID 83858-8425

Mortgage

Document Number	3030974000
Date	Jan 27, 2026
Instrument	3030974000

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	16217 W HOYT RD, RATHDRUM, ID 83858-8425
Transaction Type	Mortgage
Record Updated	May 9, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL IRVINE TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2897354000
Date	Apr 25, 2022
Instrument	2897354000

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	16217 W HOYT RD, RATHDRUM, ID 83858-8425
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16217 W HOYT RD, RATHDRUM, ID 83858-8425

Mortgage

Document Number	2860129000
Date	Sep 20, 2021
Instrument	2860129000

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	16217 W HOYT RD, RATHDRUM, ID 83858-8425
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2819358000
Date	Mar 16, 2021
Instrument	2819358000

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2050

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Feb 14, 2020
Property Address	16217 W HOYT RD, RATHDRUM, ID 83858-8425
Document Number	2736780000
Map Reference	MB I PG 232
Instrument Date	Feb 13, 2020
Instrument	2736780000
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2022
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16217 W HOYT RD, RATHDRUM, ID 83858-8425

Mortgage

Document Number	2736781000
Date	Feb 14, 2020
Instrument	2736781000

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 10, 2019
Property Address	16217 W HOYT RD, RATHDRUM, ID 83858-8425
Document Number	2687394000
Map Reference	MB I PG 232
Instrument Date	Feb 22, 2019
Instrument	2687394000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 211, HAYDEN, ID 83835-0211
Investor	Possibly a Property Investor

Mortgage

Document Number	2687395000
Date	Apr 10, 2019
Instrument	2687395000

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16217 W Hoyt Rd was $3,351, down 9.3% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,351.00 (-9.33%)	$950,412 Land $288,632 Building $661,780	$950,412 Land $288,632 Building $661,780
2024	$3,696.00 (-5.35%)
2023	$3,905.00	$1,016,114 (-10.1%) Land $273,632 Building $742,482	$1,016,114 (-10.1%) Land $273,632 Building $742,482
2022		$1,130,231 Land $280,616 Building $849,615	$1,130,231 Land $280,616 Building $849,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16217 W Hoyt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16217 W Hoyt Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST GREENACRES IRRIGATION DIST public/private · serves 11,165 people · EPA ID ID1280064
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intermax Networks Fiber · Fixed Wireless	1,000 / 1,000
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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