16213 Riverpointe Dr, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16213 Riverpointe Dr, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,317 sqft · built 1989
Lot Size0.431 acres (18,796 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Jun 2006)
Tax Bill$4,128 (2023)
Deeds & MortgagesApr 2020 Line of Credit
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN199-441-72

Property Details

APN / Parcel Number

Primary APN199-441-72

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,317 sqft Heated Area
Gross Area4,620 sqft
1st Floor Area2,368 sqft
Upper Floors Area992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleOther
Exterior MaterialStucco
Foundation TypeRaised
Roof MaterialWood
Lot Area18,796 sqft (0.431 acres)
Garage Area575 sqft
PorchPorch
Porch Area265 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-441-72
Street Address16213 RIVERPOINTE DR
CityCHARLOTTE
StateNC
Zip28278-8830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20MF
Legal DescriptionL26 B1 M22-415
Legal SubdivisionRIVERPOINTE
Legal Block1
Legal Lot Number26
JurisdictionMECKLENBURG NC
Township / Civil Division3, STEELE CREEK
Census Block Group1
Census Block1025
Census Tract5908

Owner

16213 Riverpointe Dr is owned and occupied by an individual who acquired it in March 2016.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address16213 RIVERPOINTE DR, CHARLOTTE, NC 28278-8830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2020Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK
Mar 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2006 · Amount on File
Deed SaleJun 28, 2006 · Amount on File
Prior SaleJun 28, 2006 · Amount on File
Deed Document Number0000128718
Last Transfer DateMar 15, 2016
Transfer Doc0000028836
Record UpdatedJun 7, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address16213 RIVERPOINTE DR, CHARLOTTE, NC 28278-8830
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051142
DateApr 13, 2020
Book Page34462/584
Instrument2020051142
Lender
NameSOUTH STATE BANK
TypeBank
AddressCHARLESTON, SC 29423
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueApr 20, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address16213 RIVERPOINTE DR, CHARLOTTE, NC 28278-8830
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034885
DateMar 11, 2020
Book Page34361/282
Instrument2020034885
Lender
NameSOUTH STATE BANK
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueApr 1, 2045

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 16213 Riverpointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16213 Riverpointe Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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