16212 Cameron Rd, Kearney, MO 64060 Property Records

Clay County property record for 16212 Cameron Rd, Kearney, MO 64060

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · built 2024
Owner	2 Individual Names on File
Last Sale	$99,900 (Feb 2021)
Tax Bill	$8,030 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-404-00-02-001.02`

Property Details

APN / Parcel Number

Primary APN	`08-404-00-02-001.02`
Alternative APNs	`8404000200102` `360397`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Material	Metal

Location & Zoning

Street Address	16212 CAMERON RD
City	KEARNEY
State	MO
Zip	64060-8531
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HIDDEN HILLS SUBDIVISION LT 4
Legal Range	30W
Legal Township	53N
Legal Section	20
Legal Subdivision	HIDDEN HILLS SUBDIVISION
Legal Lot Number	4
Jurisdiction	CLAY MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	21806

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1312 STONECREST DR, KEARNEY, MO 64060-7938
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 31, 2023	Deed of Trust, Mortgage · Construction Mortgage KEARNEY TRUST CO
Oct 5, 2021	Deed of Trust, Mortgage · Construction Mortgage KEARNEY TRUST CO
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit KEARNEY TRUST CO
Feb 5, 2021	Warranty Deed, Transfer · Closed-End Mortgage KEARNEY TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Deed Document Number	20215296
Deed Book / Page	8954 / 7
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	16212 CAMERON RD, KEARNEY, MO 64060-8531
Transaction Type	Mortgage
Record Updated	Mar 20, 2024
Title Company	THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16212 CAMERON RD, KEARNEY, MO 64060-8531

Mortgage

Document Number	0000004875
Date	Mar 12, 2024
Book Page	9703/68
Instrument	2024004875

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	16212 CAMERON RD, KEARNEY, MO 64060-8531
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16212 CAMERON RD, KEARNEY, MO 64060-8531

Mortgage

Document Number	0000002085
Date	Jan 31, 2023
Book Page	9511/90
Instrument	2023002085

Lender

Name	KEARNEY TRUST CO
Type	Bank
Address	KEARNEY, MO 64060

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	2 Months
Due	Mar 28, 2023

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	16212 CAMERON RD, KEARNEY, MO 64060-8531
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 STONECREST DR, KEARNEY, MO 64060-7938

Mortgage

Document Number	0000043418
Date	Oct 5, 2021
Book Page	9196/32
Instrument	2021043418

Lender

Name	KEARNEY TRUST CO
Type	Bank
Address	KEARNEY, MO 64060

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 4, 2022

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	16212 CAMERON RD, KEARNEY, MO 64060-8531
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16212 CAMERON RD, KEARNEY, MO 64060-8531

Mortgage

Document Number	0000002414
Date	Feb 6, 2023
Book Page	9513/37
Instrument	2023002414

Lender

Name	KEARNEY TRUST CO
Type	Bank
Address	KEARNEY, MO 64060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	1 Months
Due	Mar 28, 2023

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Feb 5, 2021
Property Address	16212 CAMERON RD, KEARNEY, MO 64060-8531
Document Number	0000005296
Book / Page	8954 / 7
Instrument Date	Jan 28, 2021
Instrument	2021005296
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 STONECREST DR, KEARNEY, MO 64060-7938

Mortgage

Document Number	0000005297
Date	Feb 5, 2021
Instrument	2021005297

Lender

Name	KEARNEY TRUST CO
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	62 Months
Due	Apr 1, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Excelsior Springs 40 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,030.00 (+1,001.51%)	$117,240 (+1,011.28%)	$618,004 (+1,013%)
2023	$729.00	$10,550	$55,526

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 52% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 8 serves 2,243 people · EPA ID MO1024149
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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