1621 W Main St, Elma, WA 98541 Property Records

Grays Harbor County property record for 1621 W Main St, Elma, WA 98541

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 840 sqft · built 1922
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Nov 2020)
Tax Bill$2,217 (2026)
Deeds & MortgagesNov 2020 Sale & Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN046000500900

Property Details

APN / Parcel Number

Primary APN046000500900
Alternative APN
  • 810000500900

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area840 sqft Living Area
1st Floor Area840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 2020
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.152 acres)
Garage TypeDetached
Garage Area360 sqft
PorchPorch
Porch Area74 sqft
Patio Area50 sqft

Location & Zoning

Street Address1621 W MAIN ST
CityELMA
StateWA
Zip98541-9395
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionRUDDELLS LOTS 9 & 10 TGW 1/2 VAC ALLEY BLK 5
Legal Range34
Legal Township06
Legal Section18
Legal SubdivisionRUDDELLS
Legal Block5
Legal Lot Number9,10
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionELMA
Census Block Group1
Census Block1043
Census Tract501

Owner

1621 W Main St is owned and occupied by an individual who bought it in November 2020.

Source: Grays Harbor County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1621 W MAIN ST, ELMA, WA 98541-9395
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Warranty Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP
Mar 17, 2020Grant Deed, Transfer
PAUL WILLIS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2020 · Amount on File
Deed SaleNov 25, 2020 · Amount on File
Prior SaleMar 17, 2020 · Amount on File
Deed Document Number202057
Prior Transfer DateMar 13, 2020
Prior Transfer Doc0000000038
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateNov 25, 2020
Property Address1621 W MAIN ST, ELMA, WA 98541-9395
Document Number0011250057
Map ReferenceVOL 3 PG 7
Instrument DateNov 24, 2020
Instrument2020-11250057
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyPACIFIC TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,110.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1621 W MAIN ST, ELMA, WA 98541-9395

Mortgage

Document Number0011250058
DateNov 25, 2020
Instrument2020-11250058
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Mortgage

Document Number0011250059
DateNov 25, 2020
Instrument2020-11250059
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressSEATTLE, WA 98104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGRAYS HARBOR WA
Recording DateMar 17, 2020
Property Address1621 W MAIN ST, ELMA, WA 98541-9395
Document Number0003170037
Instrument DateMar 13, 2020
Instrument3170037
Transaction TypeTransfer
Record UpdatedApr 27, 2020
Title CompanyPACIFIC TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,119.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1621 W MAIN ST ELMA WA 985419395, ELMA, WA 98541-9395

Mortgage

Document Number3170039
DateMar 17, 2020
Instrument3170039
Lender
NamePAUL WILLIS
AddressPO BOX 457, OAKVILLE, WA 98568-0457
Agreement
AmountAmount on Record
Term60 Months
DueMar 16, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 1621 W Main St was $2,217.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityElma City
Unified School DistrictElma School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,217.00
2025$239,122 (-) Land $58,988 Building $180,134$239,122 (-) Land $58,988 Building $180,134
2024$2,452.00$239,122 Land $58,988 Building $180,134$239,122 Land $58,988 Building $180,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1621 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event
  • Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1621 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELMA
serves 6,638 people · EPA ID WA5323100
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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