1621 Saratoga St, Oxnard, CA 93035 Property Records

Ventura County property record for 1621 Saratoga St, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,049 sqft · built 1962
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$460,000 (Feb 2018)
Tax Bill	$6,416 (2025)
Deeds & Mortgages	Jun 2022 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`183-0-332-105`

Property Details

APN / Parcel Number

Primary APN	`183-0-332-105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,049 sqft Living Area
1st Floor Area	1,049 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1621 SARATOGA ST
City	OXNARD
State	CA
Zip	93035-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 125500 LOT: 83 REF: 029MR 037
Legal Subdivision	TRACT NO. 122
Legal Tract	125500
Legal Block	332
Legal Lot Number	83
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1005
Census Tract	8800

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1621 SARATOGA ST, OXNARD, CA 93035-3538
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Intrafamily Transfer, Transfer
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARCUS LENDING INC
Feb 12, 2018	Grant Deed, Transfer · Conventional with PMI E & S FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2018 · Amount on Record
Deed Sale	Feb 12, 2018 · Amount on Record
Prior Sale	Dec 24, 2015 · Amount on Record
Deed Document Number	201815301
Last Transfer Date	Jun 13, 2022
Transfer Doc	0000070025
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jun 23, 2022
Property Address	1621 SARATOGA ST, OXNARD, CA 93035-3538
Document Number	2022000070025
Map Reference	MB 29 PG 37
Instrument Date	Jun 13, 2022
Instrument	2022000070025
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1621 SARATOGA ST, OXNARD, CA 93035-3538

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1621 SARATOGA ST, OXNARD, CA 93035-3538
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1621 SARATOGA ST, OXNARD, CA 93035-3538

Mortgage

Document Number	0000169147
Date	Sep 14, 2021
Instrument	20210914-00169147

Lender

Name	ARCUS LENDING INC
Type	Mortgage Company
Address	SAN JOSE, CA 95128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 12, 2018
Property Address	1621 SARATOGA ST, OXNARD, CA 93035-3538
Document Number	0000015301
Instrument Date	Dec 28, 2017
Instrument	15301
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1621 SARATOGA ST OXNARD CA 930353538, OXNARD, CA 93035-3538

Mortgage

Document Number	15302
Date	Feb 12, 2018
Instrument	15302

Lender

Name	E & S FINANCIAL GROUP INC
Address	VENTURA, CA 93003

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$533,864 (+2%) Land $347,014 Building $186,850
2025	$6,416.00 (+2.25%) Homeowner's exemption	$523,397 (+4.04%) Land $340,210 Building $183,187
2024	$6,275.00 (+3.8%)
2023	$6,045.00 (+3.12%) Homeowner's exemption	$503,074 Land $326,999 Building $176,075
2022	$5,862.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, T-Mobile, Verizon.

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