Sanders County property record for 1621 River Rd W, Plains, MT 59859
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,166 sqft · built 2007 |
| Lot Size | 117 acres (5,101,747 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,707 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R352970 |
| Primary APN | R352970 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,166 sqft Living Area |
| 1st Floor Area | 1,166 sqft |
| Basement Area | 1,166 sqft |
| Unfinished Basement | 1,166 sqft |
| Family Room | Family Room |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,101,747 sqft (117 acres) |
| Terrain | Wooded |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 520 sqft |
| Pole Barn | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Well |
| Account Number | 0000002109 |
|---|---|
| Street Address | 1621 RIVER RD W |
| City | PLAINS |
| State | MT |
| Zip | 59859-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | MALONE CREEK SUBDIVISION, S25, T21 N, R28 W, LOT 001, LOTS 1A & B 117.12 AC |
| Legal Range | 28W |
| Legal Township | 21N |
| Legal Section | 25 |
| Legal Subdivision | MALONE CREEK SUBDIVISION |
| Legal Lot Number | 1,B |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | PLAINS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 100 |
1621 River Rd W, a rural home, is owned by two individuals.
Source: Sanders County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1628 RIVER RD W, PLAINS, MT 59859-9361 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 1621 RIVER RD W, PLAINS, MT 59859-9314 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1628 RIVER RD W, PLAINS, MT 59859-9361 |
| Document Number | 0000338594 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 338594 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
The 2026 property tax bill for 1621 River Rd W was $1,707, down 13.8% from the year before.
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Unified School District | Plains K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,707.00 (-13.83%) | $477,249 (-) | |
| 2025 | $1,981.00 | $477,249 | $477,249 Land $102,089 Building $375,160 |
| 2023 | $2,263.00 | $405,540 | $405,540 Land $104,480 Building $301,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1621 River Rd W in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1997–2011) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1621 River Rd W is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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