1621 Retreat Cir, Clermont, FL 34714 Property Records

Lake County property record for 1621 Retreat Cir, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,512 sqft · built 2015
Lot Size	0.03 acres (1,350 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,401 (2024)
Deeds & Mortgages	Jan 2020 Transfer Nov 2019 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-24-26-1920-000-07400`

Property Details

APN / Parcel Number

Primary APN	`25-24-26-1920-000-07400`
Alternative APN	`3865050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	1,350 sqft (0.03 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	72 sqft
Porch	Open Porch
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3865050
Street Address	1621 RETREAT CIR
City	CLERMONT
State	FL
Zip	34714-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RETREAT AT SILVER CREEK PB 62 PG 23-26 LOT 74 ORB 5368 PG 958
Legal Range	26E
Legal Township	24S
Legal Section	25
Legal Subdivision	RETREAT AT SILVER CREEK
Legal Tract	1920
Legal Lot Number	74
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1030
Census Tract	31314

Owner

1621 Retreat Cir is owned by two individuals who acquired it in January 2020.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3929 CAPE HAZE DR APT 104, 104, ROTONDA WEST, FL 33947-2301
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Correction Deed EXPRESS TITLE, EXPRESS TITLE & CLOSING SVCS
Nov 4, 2019	Warranty Deed, Transfer · Construction Mortgage ACHIEVA CU
Feb 15, 2018	Warranty Deed, Transfer · Line of Credit NATIVIDADE ASSET LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020
Deed Sale	Jan 3, 2020
Prior Sale	Feb 15, 2018 · Amount on File
Deed Document Number	0005406350
Deed Book / Page	5368 / 0958
Prior Transfer Date	Nov 4, 2019
Prior Transfer Doc	2019124665
Record Updated	Jun 8, 2026

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAKE FL
Recording Date	Jan 14, 2020
Property Address	1621 RETREAT CIR, CLERMONT, FL 34714-4411
Document Number	0054060350
Book / Page	005406 / 000350
Instrument Date	Jan 3, 2020
Instrument	5840
Record Updated	Jan 29, 2020
Title Company	EXPRESS TITLE, EXPRESS TITLE & CLOSING SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6925 LAKE ELLENOR DR #117 ORLANDO FL 328094648, 117, ORLANDO, FL 32809-4648

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 4, 2019
Property Address	1621 RETREAT CIR, CLERMONT, FL 34714-4411
Document Number	0053680958
Book / Page	005368 / 000958
Instrument Date	Oct 28, 2019
Instrument	124665
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	EXPRESS TITLE, EXPRESS TITLE & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3929 CAPE HAZE DIVE #104 ROTONDA WEST FL 33947, 104, ROTONDA WEST, FL 33947

Mortgage

Document Number	53680961
Date	Nov 4, 2019
Book Page	005368/000961
Instrument	124666

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34698

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 15, 2018
Property Address	1621 RETREAT CIR, CLERMONT, FL 34714-4411
Document Number	0050670678
Book / Page	005067 / 000678
Instrument Date	Feb 2, 2018
Instrument	17942
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,574.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6925 LAKE ELLENOR DR #117 ORLANDO FL 328094648, 117, ORLANDO, FL 32809-4648

Mortgage

Document Number	50670683
Date	Feb 15, 2018
Book Page	005067/000683
Instrument	17943

Lender

Name	NATIVIDADE ASSET LLC
Address	1621 RETREAT CIR, CLERMONT, FL 34714-4411

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$275,792 Land $53,000 Building $222,792	$275,792 Land $53,000 Building $222,792
2024	$4,401.00 (+8.83%)
2023	$4,044.00 (+24.51%)	$297,187 (+33.31%)	$297,187 (+33.31%) Land $53,000 Building $244,187
2022	$3,248.00	$222,921	$222,921 Land $32,250 Building $190,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1621 Retreat Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1621 Retreat Cir is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHLAKE UTILITIES private · serves 9,950 people · EPA ID FL3354916
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Nearby Properties on Retreat Cir

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