1621 Falls Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1621 Falls Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,944 sqft · built 1958
Lot Size	0.113 acres (4,920 sqft)
Owner	Company Name on File
Last Sale	$377,000 (Feb 2022)
Tax Bill	$3,024 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`8913-27-201-003`

Property Details

APN / Parcel Number

Primary APN	`8913-27-201-003`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,920 sqft (0.113 acres)
Lot Dimensions	125 ft deep x 30 ft wide
Porch	Porch
Porch Area	446 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1621 FALLS AVE
City	WATERLOO
State	IA
Zip	50701-5318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAGERMAN PLACE LOT 2 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	HAGERMAN PLACE
Legal Block	1
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1048
Census Tract	400

Owner

1621 Falls Ave is owned by a company that bought it in February 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	2343 LOGAN AVE, WATERLOO, IA 50703-1009
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage DENVER SAVINGS BANK
Feb 28, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage DENVER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Deed Document Number	202217216
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1621 FALLS AVE, WATERLOO, IA 50701-5318
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202300009087
Date	Dec 14, 2022
Instrument	202300009087

Lender

Name	DENVER SAVINGS BANK
Type	Bank
Address	DENVER, IA 50622

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	350 Months
Due	Feb 23, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1621 FALLS AVE, WATERLOO, IA 50701-5318
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202200017217
Date	Feb 28, 2022
Instrument	202200017217

Lender

Name	DENVER SAVINGS BANK
Type	Bank
Address	DENVER, IA 50622

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1621 Falls Ave was $3,024, up 14.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,024.00 (+14.89%)	$148,180 Land $12,510 Building $135,670	$148,180 Land $12,510 Building $135,670
2024	$2,632.00
2023		$121,370 (+34.42%) Land $12,510 Building $108,860	$121,370 Land $12,510 Building $108,860
2022	$1,984.00	$90,290 Land $12,510 Building $77,780
2021			$90,290 Land $12,510 Building $77,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1621 Falls Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1621 Falls Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile, Waterloo Fiber.

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