1621 E Spring Ridge Cir, Winter Garden, FL 34787 Property Records

Orange County property record for 1621 E Spring Ridge Cir, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1994
Lot Size	0.231 acres (10,044 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,500 (Jul 2023)
Tax Bill	$6,046 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-22-27-1845-01-370`

Property Details

APN / Parcel Number

Primary APN	`12-22-27-1845-01-370`
Alternative APNs	`272212184501370` `110885` `111535` `112818`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	2,443 sqft
1st Floor Area	1,626 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,044 sqft (0.231 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	587 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1621 E SPRING RIDGE CIR
City	WINTER GARDEN
State	FL
Zip	34787-2169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CROWN POINT SPRINGS UNIT 2 23/99 LOT 137
Legal Range	27E
Legal Township	22S
Legal Section	12
Legal Subdivision	CROWN POINT SPRINGS UT 2
Legal Tract	1845
Legal Block	1
Legal Lot Number	137
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3007
Census Tract	17401

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1621 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2169
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Warranty Deed, Transfer · Conventional Mortgage PARTNERS FCU
Sep 18, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Sep 18, 2019 · Amount on Record
Deed Document Number	2023404912
Prior Transfer Date	Jun 5, 2008
Prior Transfer Doc	0000361362
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 19, 2023
Property Address	1621 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2169
Document Number	0000404912
Map Reference	MB 23 PG 99&100
Instrument Date	Jul 18, 2023
Instrument	20230404912
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17811 CATTAIL RD, POOLESVILLE, MD 20837-8501

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1621 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2169

Mortgage

Document Number	0000404913
Date	Jul 19, 2023
Instrument	20230404913

Lender

Name	PARTNERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 18, 2019
Property Address	1621 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2169
Document Number	0000579570
Instrument Date	Sep 14, 2019
Instrument	579570
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,222.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1621 E SPRING RIDGE CIR WINTER GARDEN FL 347872169, WINTER GARDEN, FL 34787-2169

Mortgage

Document Number	579571
Date	Sep 18, 2019
Instrument	579571

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,990 (-1.13%) Land $100,000 Building $306,990	$406,990 (-1.56%) Land $100,000 Building $306,990
2025	$6,046.00 (+5.24%) Homeowner's exemption	$411,632 (+52.58%)	$413,460 (+23.5%) Land $100,000 Building $313,460
2024	$5,745.00 (+57.1%)
2023	$3,657.00 (+3.16%) Homeowner's exemption	$269,781 (+3%)	$334,793 (+11.21%) Land $110,000 Building $224,793
2022	$3,545.00 Homeowner's exemption	$261,923	$301,047 Land $110,000 Building $191,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Metronet.

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