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1621 Colgate Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1621 Colgate Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1986
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$105,500 (Feb 2014)
Tax Bill$2,566 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNA870002430

Property Details

APN / Parcel Number

Primary APNA870002430
Alternative APN
  • 3-0003-6077-00-0163.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
Gross Area2,677 sqft
1st Floor Area1,120 sqft
Basement Area1,120 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA870002430
Street Address1621 COLGATE DR
CitySAINT CHARLES
StateMO
Zip63303-3679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYNNBROOK #4 LOT 163
Legal SubdivisionLYNNBROOK #4
Legal Lot Number163
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1033
Census Tract310901

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1621 COLGATE DR, SAINT CHARLES, MO 63303-3679
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2014 · Amount on Record
Deed SaleFeb 3, 2014 · Amount on Record
Prior SaleNov 27, 2013 · Amount on Record
Deed Document Number201457780
Deed Book / Page6149 / 2261
Prior Transfer DateMay 28, 2008
Prior Transfer Doc0050020011
Record UpdatedJun 8, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1621 COLGATE DR, SAINT CHARLES, MO 63303-3679
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070400209
DateFeb 26, 2019
Book Page7040/0209
Instrument20190226000085500
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2034

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,566.00 (+7.77%)$44,375 (+11.07%)$233,551 (+11.07%) Building $233,551
2024$2,381.00
2023$39,951
2022$210,266 Land $40,000 Building $170,266

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims69 (1979–2014)
Claims Outside the SFHA14 of 69
Most Recent ClaimJun 2014 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2008 · 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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