16209 Serrano Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 16209 Serrano Rd, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,264 sqft · built 2008
Lot Size	0.622 acres (27,085 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Sep 2026)
Tax Bill	$5,316 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0441-273-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0441-273-03-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,264 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	2,264 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	27,085 sqft (0.622 acres)
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	16209 SERRANO RD
City	APPLE VALLEY
State	CA
Zip	92307-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5745 LOT 46 EX ST
Legal Subdivision	MCCARTHYS APPLE VALLEY TERRACES
Legal Tract	5745
Legal Block	1
Legal Lot Number	46
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1005
Census Tract	9726

Owner

Source: San Bernardino County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16209 SERRANO RD, APPLE VALLEY, CA 92307-1755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Grant Deed, Transfer · Conventional Mortgage ML MORTGAGE CORPORATION
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC
Oct 21, 2025	Grant Deed, Transfer · VA Mortgage LIFETIME HOME LOANS LLC
Jul 7, 2021	Grant Deed, Transfer · Conventional Mortgage ONY GLO INC
Mar 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FUNDING CORP
Mar 23, 2018	Quit Claim Deed, Transfer CHRONOS TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Oct 21, 2025 · Amount on Record
Deed Document Number	2026253423
Prior Transfer Date	Mar 7, 2018
Prior Transfer Doc	0000102006
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 30, 2026
Property Address	16209 SERRANO RD, APPLE VALLEY, CA 92307-1755
Document Number	0000253423
Instrument Date	Sep 18, 2026
Instrument	2026253423
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	N TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,772.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16209 SERRANO RD, APPLE VALLEY, CA 92307-1755
Investor	Possibly a Property Investor

Mortgage

Document Number	0000253424,
Date	Sep 30, 2026
Instrument	2026253424

Lender

Name	ML MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16209 SERRANO RD, APPLE VALLEY, CA 92307-1755
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16209 SERRANO RD, APPLE VALLEY, CA 92307-1755

Mortgage

Document Number	0000050009
Date	Feb 7, 2022
Instrument	2022-0050009

Lender

Name	ONY GLO INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 21, 2025
Property Address	16209 SERRANO RD, APPLE VALLEY, CA 92307-1755
Document Number	0000255226
Map Reference	MB 71 PG 38&39
Instrument Date	Oct 1, 2025
Instrument	2025-0255226
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16209 SERRANO RD, APPLE VALLEY, CA 92307-1755

Mortgage

Document Number	0000255227
Date	Oct 21, 2025
Instrument	2025-0255227

Lender

Name	LIFETIME HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 7, 2021
Property Address	16209 SERRANO RD, APPLE VALLEY, CA 92307-1755
Document Number	0000305776
Map Reference	MB 71 PG 38&39
Instrument Date	Jun 15, 2021
Instrument	2021-0305776
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16209 SERRANO RD, APPLE VALLEY, CA 92307-1755

Mortgage

Document Number	0000305777
Date	Jul 7, 2021
Instrument	2021-0305777

Lender

Name	ONY GLO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16209 SERRANO RD, APPLE VALLEY, CA 92307-1755
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHRONOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111655
Date	Mar 30, 2018
Instrument	2018-0111655

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16209 SERRANO RD, APPLE VALLEY, CA 92307-1755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16209 SERRANO RD, APPLE VALLEY, CA 92307-1755

Mortgage

Document Number	0000352576
Date	Sep 18, 2020
Instrument	2020-0352576

Lender

Name	HOME FUNDING CORP
Type	Mortgage Company
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 23, 2018
Property Address	16209 SERRANO RD, APPLE VALLEY, CA 92307-1755
Document Number	0000102006
Instrument Date	Mar 7, 2018
Instrument	102006
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	CHRONOS TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16209 SERRANO RD APPLE VALLEY CA 923071755, APPLE VALLEY, CA 92307-1755

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$499,900 (+8.29%) Land $50,000 Building $449,900
2025	$5,316.00 (+3.83%) Homeowner's exemption	$461,626 (+4.04%) Land $74,285 Building $387,341
2023	$5,120.00 (+1.53%) Homeowner's exemption	$443,700 Land $71,400 Building $372,300
2022	$5,043.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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