16208 Lorel Ave, Oak Forest, IL 60452 Property Records

Cook County property record for 16208 Lorel Ave, Oak Forest, IL 60452

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,154 sqft · built 1967
Lot Size	0.303 acres (13,200 sqft)
Owner	2 Individual Names on File
Last Sale	$196,000 (May 2022)
Tax Bill	$5,672 (2023)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`28-21-113-009`

Property Details

APN / Parcel Number

Primary APN	`28-21-113-009`
Alternative APN	`28-21-113-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,154 sqft Living Area
1st Floor Area	1,154 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,200 sqft (0.303 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	16208 LOREL AVE
City	OAK FOREST
State	IL
Zip	60452-3839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WYMANS) (WOODS) SUB OF BLKS1-13 & PT NW OF RR OF BLK S14&15 IN EH OF NW SEC 21-36-13
Legal Range	13E
Legal Township	36N
Legal Section	21
Legal Subdivision	WYMANS WOODS
Legal Block	1-13,
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3013
Census Tract	825000

Owner

16208 Lorel Ave is owned by two individuals who bought it in May 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5250 S ALBANY AVE, CHICAGO, IL 60632-2110
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 26, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG
Dec 13, 2017	Reverse Mortgage, Transfer · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Deed Document Number	20227020
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 26, 2022
Property Address	16208 LOREL AVE, OAK FOREST, IL 60452-3839
Document Number	0014607020
Instrument Date	May 26, 2022
Instrument	2214607020
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16208 LOREL AVE, OAK FOREST, IL 60452-3839

Mortgage

Document Number	0014607021
Date	May 26, 2022
Instrument	2214607021

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.32%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 26, 2020
Property Address	16208 LOREL AVE, OAK FOREST, IL 60452-3839
Document Number	2030033021
Instrument Date	Sep 22, 2020
Instrument	30033021
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9000 S 78TH AVE HICKORY HILLS IL 604572025, HICKORY HILLS, IL 60457-2025

Mortgage

Document Number	2030033022
Date	Oct 26, 2020
Instrument	30033022

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	COOK IL
Recording Date	Dec 13, 2017
Property Address	16208 LOREL AVE, OAK FOREST, IL 60452-3839
Document Number	1734739089
Instrument Date	Nov 3, 2017
Instrument	34739089
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16208 LOREL AVE OAK FOREST IL 604523839, OAK FOREST, IL 60452-3839

Mortgage

Document Number	1734739090
Date	Dec 13, 2017
Instrument	34739090

Lender

Name	FIRSTBANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	840 Months
Due	Dec 12, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.63%

Mortgage

Document Number	1734739091,
Date	Dec 13, 2017
Instrument	34739091

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	840 Months
Due	Dec 12, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.63%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Oak Forest City
Elementary School District	Arbor Park School District 145 (PK - 08)
Secondary School District	Bremen Community High School District 228 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,000 Land $5,940 Building $13,060	$190,000 Land $59,400 Building $130,600
2023	$5,672.00 (-32.48%)
2022	$8,400.00	$18,033 Land $5,280 Building $12,753	$180,330 Land $52,800 Building $127,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16208 Lorel Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	14 (1982–2000)
Claims Outside the SFHA	5 of 14
Most Recent Claim	Sep 2000 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16208 Lorel Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK FOREST serves 27,478 people · EPA ID IL0312190
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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