Pontotoc County property record for 16208 Co Rd 3580, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,689 sqft · built 1984 |
| Lot Size | 0.838 acres (36,529 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,225 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Nov 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18298 |
| Primary APN | 18298 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,689 sqft Living Area |
| 1st Floor Area | 3,307 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 36,529 sqft |
| Lot Dimensions | 171 ft deep x 212 ft wide |
| Garage Type | Carport |
| Garage Area | 754 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 665 sqft |
| Pool House | Pool House |
| Porch | Porch |
| Porch Area | 553 sqft |
| Patio Area | 353 sqft |
| Utility Building | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18298 |
|---|---|
| Street Address | 16208 COUNTY ROAD 3580 |
| City | ADA |
| State | OK |
| Zip | 74820-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 & S 62.5' OF LOT 4 HARDING ADD. TO LAKEWOOD |
| Legal Range | 06E |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Subdivision | HARDING ADD. TO LAKEWOOK - SD 19- NW 12 |
| Legal Lot Number | 4,6 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 88801 |
Source: Pontotoc County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 16208 COUNTY ROAD 3580, ADA, OK 74820-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO |
| Nov 17, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO |
| Aug 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 27, 2010 |
| Transfer Doc | 0002471/61 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 16208 COUNTY ROAD 3580, ADA, OK 74820-1325 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 16208 COUNTY ROAD 3580, ADA, OK 74820-1325 |
| Document Number | 003788/175 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | 3788/175 |
| Instrument | I-2024-002237 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 16208 COUNTY ROAD 3580, ADA, OK 74820-1325 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16208 COUNTY ROAD 3580, ADA, OK 74820-1325 |
| Document Number | 003747/275 |
|---|---|
| Date | Nov 17, 2023 |
| Book Page | 3747/275 |
| Instrument | I-2023-006427 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 16208 COUNTY ROAD 3580, ADA, OK 74820-1325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3140/165 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 3140/165 |
| Instrument | 2017-004066 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Pontotoc County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,225.00 (+1.29%) Homeowner's exemption | $32,017 (+3%) Land $2,538 Building $29,479 | $292,053 (-5.02%) Land $21,150 Building $270,903 |
| 2024 | $3,184.00 (+5.92%) Homeowner's exemption | $31,084 (+3%) Land $2,538 Building $28,546 | $307,495 (+22.27%) Land $21,150 Building $286,345 |
| 2023 | $3,006.00 Homeowner's exemption | $30,179 Land $2,538 Building $27,641 | $251,493 Land $21,150 Building $230,343 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 80% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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