San Diego County property record for 16208 Arena Dr, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,842 sqft · built 1988 |
| Lot Size | 0.399 acres (17,359 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Feb 2020) |
| Tax Bill | $7,490 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-181-04-00 |
| Primary APN | 288-181-04-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,842 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 17,359 sqft (0.399 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 2881800400 |
|---|---|
| Street Address | 16208 ARENA DR |
| City | RAMONA |
| State | CA |
| Zip | 92065-4102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 96 TR 007450 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007450 |
| Legal Block | 3 |
| Legal Lot Number | 96 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20810 |
16208 Arena Dr is owned and occupied by two individuals who bought it in February 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16208 ARENA DR, RAMONA, CA 92065-4102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 31, 2017 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE |
| Feb 12, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 23, 2019 | Grant Deed, Transfer · Conventional with PMI K G ASSOCIATES INC |
| Oct 23, 2019 | Quit Claim Deed CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Oct 15, 2019 | Grant Deed, Transfer TALIMAR FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2020 · Amount on File |
| Deed Sale | Feb 12, 2020 · Amount on File |
| Prior Sale | Oct 23, 2019 · Amount on File |
| Deed Document Number | 202073180 |
| Prior Transfer Date | Oct 17, 2019 |
| Prior Transfer Doc | 0000480859 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16208 ARENA DR, RAMONA, CA 92065-4102 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 16208 ARENA DR, RAMONA, CA 92065-4102 |
| Document Number | 0000166327 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021-0166327 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16208 ARENA DR, RAMONA, CA 92065-4102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000343985 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 2017-0343985 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 12, 2020 |
| Property Address | 16208 ARENA DR, RAMONA, CA 92065-4102 |
| Document Number | 0000073180 |
| Map Reference | MAP 7450 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 2020-0073180 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16208 ARENA DR, RAMONA, CA 92065-4102 |
| Document Number | 0000073181 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 2020-0073181 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 23, 2019 |
| Property Address | 16208 ARENA DR, RAMONA, CA 92065-4102 |
| Document Number | 0000480860 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 480860 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2310 TRELLIS ST CHULA VISTA CA 919152404, CHULA VISTA, CA 91915-2404 |
| Document Number | 480861 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 480861 |
| Name | K G ASSOCIATES INC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 23, 2019 |
| Property Address | 16208 ARENA DR, RAMONA, CA 92065-4102 |
| Document Number | 0000480859 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 480859 |
| Record Updated | Nov 1, 2019 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2310 TVELLIS ST CHULA VISTA CA 91915, CHULA VISTA, CA 91915 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 15, 2019 |
| Property Address | 16208 ARENA DR, RAMONA, CA 92065-4102 |
| Document Number | 0000462576 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 462576 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $436.70 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 801 W HAWTHORN ST #210 SAN DIEGO CA 921018411, 210, SAN DIEGO, CA 92101-8411 |
| Document Number | 463782 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 463782 |
| Name | TALIMAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92127 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 16208 Arena Dr was $7,490.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $624,685 (+2%) Land $287,210 Building $337,475 | |
| 2025 | $7,490.00 | $612,437 Land $281,579 Building $330,858 |
| 2023 | $7,031.00 (-1.35%) | $588,657 Land $270,646 Building $318,011 |
| 2022 | $7,127.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16208 Arena Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16208 Arena Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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