16207 Emerald Ave, Harvey, IL 60426 Property Records

Cook County property record for 16207 Emerald Ave, Harvey, IL 60426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 1946
Lot Size	0.181 acres (7,872 sqft)
Owner	2 Individual Names on File
Last Sale	$164,000 (May 2023)
Tax Bill	$5,227 (2023)
Deeds & Mortgages	Oct 2025 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-21-113-054`

Property Details

APN / Parcel Number

Primary APN	`29-21-113-054`
Alternative APN	`29-21-113-054-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,872 sqft (0.181 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	16207 EMERALD AVE
City	HARVEY
State	IL
Zip	60426-5935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HALSTED) ST (SYNDICATE) SUB SUB OF S 10ACS OF PT WH WH NW SEC 21-36-14
Legal Range	14E
Legal Township	36N
Legal Section	21
Legal Subdivision	HALSTED ST SYNDICATE
Legal Block	2
Legal Lot Number	3,4
Jurisdiction	COOK IL
Township / Civil Division	THORNTON
Census Block Group	2
Census Block	2077
Census Tract	827500

Owner

16207 Emerald Ave is owned and occupied by two individuals who bought it in May 2023.

Source: Cook County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16207 EMERALD AVE, HARVEY, IL 60426-5935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Apr 29, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 10, 2022	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Apr 29, 2022 · Amount on File
Deed Document Number	202328013
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	16207 EMERALD AVE, HARVEY, IL 60426-5935
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16207 EMERALD AVE, HARVEY, IL 60426-5935

Mortgage

Document Number	0029020330
Date	Oct 17, 2025
Instrument	2529020330

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Jun 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 31, 2023
Property Address	16207 EMERALD AVE, HARVEY, IL 60426-5935
Document Number	0015128013
Instrument Date	May 5, 2023
Instrument	2315128013
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16207 EMERALD AVE, HARVEY, IL 60426-5935

Mortgage

Document Number	0015128014
Date	May 31, 2023
Instrument	2315128014

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.87%

Mortgage

Document Number	0015128015
Date	May 31, 2023
Instrument	2315128015

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2033

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 29, 2022
Property Address	16207 EMERALD AVE, HARVEY, IL 60426-5935
Document Number	0011957029
Instrument Date	Feb 15, 2022
Instrument	2211957029
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$23.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MORTGAGE WAY, 1, MOUNT LAUREL, NJ 08054-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22446 N OLD BARRINGTON RD, NORTH BARRINGTON, IL 60010-1936

February 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	COOK IL
Recording Date	Feb 10, 2022
Property Address	16207 EMERALD AVE, HARVEY, IL 60426-5935
Document Number	0004115040
Instrument Date	Dec 15, 2021
Instrument	2204115040
Transaction Type	Foreclosure
Record Updated	Mar 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24737, WEST PALM BEACH, FL 33416-4737

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Thornton Township
Municipality	Harvey City
Elementary School District	South Holland School District 151 (PK - 08)
Secondary School District	Thornton Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,800 Land $2,755 Building $5,045	$78,000 Land $27,550 Building $50,450
2023	$5,227.00 (+233.35%)
2022	$1,568.00	$5,298 Land $2,361 Building $2,937	$52,980 Land $23,610 Building $29,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16207 Emerald Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1981–2007)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16207 Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVEY serves 25,000 people · EPA ID IL0311110
Water Source	Purchased surface water from CHICAGO
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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