16206 Roosevelt Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 16206 Roosevelt Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,190 sqft · built 2005
Lot Size	2.61 acres (113,692 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,000 (Apr 2005)
Tax Bill	$4,458 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-11-2-09-4003-003`

Property Details

APN / Parcel Number

Primary APN	`15-11-2-09-4003-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,190 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Lot Area	113,692 sqft (2.61 acres)
Garage Area	1,356 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	180 sqft
Deck Area	Deck Area
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16206 ROOSEVELT RD
City	HEMLOCK
State	MI
Zip	48626-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE CORN OF SEC TH W 1044.74 FT TO POB TH CONT W 253 FT TH N 450 FT TH E 253 FT TH S 450 FT TO POB 2.61 ACRES SEC 9
Legal Range	02E
Legal Township	11N
Legal Section	09
Jurisdiction	SAGINAW MI
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2005
Census Tract	12300

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16206 ROOSEVELT RD, HEMLOCK, MI 48626-8725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2005 · Amount on Record
Deed Sale	Apr 5, 2005 · Amount on Record
Prior Sale	Apr 1, 2005 · Amount on Record
Deed Document Number	20057252077
Deed Book / Page	2296 / 839
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	16206 ROOSEVELT RD, HEMLOCK, MI 48626-8725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16206 ROOSEVELT RD, HEMLOCK, MI 48626-8725

Mortgage

Document Number	0000001145
Date	Jan 10, 2021
Instrument	2021001145

Lender

Name	JOLT CREDIT UNION
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 12, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Fremont Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,800 (+15.33%)	$347,600 (+15.33%)
2025	$4,458.00 (+24.94%) Homeowner's exemption
2023		$150,700	$301,400
2022	$3,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Roosevelt Rd

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