Montgomery County property record for 16206 Ridge Oak Rd, Willis, TX 77378
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,394 sqft · built 2024 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,513 (2025) |
| Deeds & Mortgages | Jun 2024 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8282-09-05100 |
| Primary APN | 8282-09-05100 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,394 sqft Living Area |
| Gross Area | 3,019 sqft |
| 1st Floor Area | 2,394 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Fiber Cement Siding |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft |
| View / Lot | Front |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 759 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 16206 RIDGE OAK RD |
|---|---|
| City | WILLIS |
| State | TX |
| Zip | 77378-1816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S828209 - REPUBLIC GRAND RANCH 09, BLOCK 2, LOT 16 |
| Legal Subdivision | REPUBLIC GRAND RANCH 09 |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | WILLIS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 694107 |
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2513 ELLIS PARK LN, CONROE, TX 77304-2925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Oct 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Mar 25, 2024 | Warranty Deed, Transfer ENVISION TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2024 |
| Deed Sale | Mar 25, 2024 |
| Deed Document Number | 202428322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 16206 RIDGE OAK RD, WILLIS, TX 77378-1816 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000061824 |
|---|---|
| Date | Jun 24, 2024 |
| Instrument | 2024061824 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 9.62% |
| Index | 1-Year T-Bill |
| Max Rate | 13.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 16206 RIDGE OAK RD, WILLIS, TX 77378-1816 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 16206 RIDGE OAK RD, WILLIS, TX 77378-1816 |
| Document Number | 0000104802 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025104802 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Mar 25, 2024 |
| Property Address | 16206 RIDGE OAK RD, WILLIS, TX 77378-1816 |
| Document Number | 0000028322 |
| Map Reference | CAB Z SH 9696 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024028322 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | ENVISION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 WATER ST, WILLIAMSTOWN, MA 01267-2830 |
| Name | Verified Name |
|---|---|
| Address | 2513 ELLIS PARK LN, CONROE, TX 77304-2925 |
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Willis Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $681,548 (+19.53%) | $709,274 (+24.39%) Land $166,000 Building $543,274 | |
| 2025 | $7,513.00 (+2,612.27%) Homeowner's exemption | $570,202 Land $16,600 Building $553,602 | $570,202 Land $16,600 Building $553,602 |
| 2024 | $277.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures