16206 71st St NE, Otsego (Elk River), MN 55330 Property Records

Wright County property record for 16206 71st St NE, Otsego, MN 55330

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 896 sqft · built 2001
Lot Size	0.01 acres (451 sqft)
Owner	Individual Name on File
Last Sale	$204,900 (Sep 2022)
Tax Bill	$1,834 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118-081-000071`

Property Details

APN / Parcel Number

Primary APN	`118-081-000071`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	896 sqft Living Area
1st Floor Area	463 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	451 sqft (0.01 acres)
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16206 71ST ST NE
City	ELK RIVER
State	MN
Zip	55330-4627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-121 RANGE-023 THE POINTE VILG HOMES CIC39 CO UNIT 71 T 71
Legal Range	023
Legal Township	121
Legal Section	26
Legal Subdivision	THE POINTE
Legal Unit	71
Jurisdiction	WRIGHT MN
Township / Civil Division	OTSEGO
Census Block Group	5
Census Block	5015
Census Tract	100101

Owner

16206 71st St NE is owned and occupied by an individual who bought it in September 2022.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16206 71ST ST NE, ELK RIVER, MN 55330-4627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 28, 2017	Grant Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Apr 27, 2021 · Amount on File
Deed Document Number	20221473466
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 4, 2022
Property Address	16206 71ST ST NE, OTSEGO, MN 55330-4627
Document Number	00A1518247
Instrument Date	Sep 30, 2022
Instrument	A1518247
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Tax	$676.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16206 71ST ST NE, OTSEGO, MN 55330-4627

Mortgage

Document Number	00A1518248
Date	Oct 4, 2022
Instrument	A1518248

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Mortgage

Document Number	00A1518249
Date	Oct 4, 2022
Instrument	A1518249

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 27, 2021
Property Address	16206 71ST ST NE, OTSEGO, MN 55330-4627
Document Number	0001467963
Instrument Date	Apr 2, 2021
Instrument	1467963
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16206 71ST ST NE, OTSEGO, MN 55330-4627

Mortgage

Document Number	0001467964
Date	Apr 27, 2021
Instrument	1467964

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 28, 2017
Property Address	16206 71ST ST NE, OTSEGO, MN 55330-4627
Document Number	0001337751
Instrument Date	Jan 4, 2017
Instrument	1337751
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	METRO LEGAL SERVICES, METRO LEGAL SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16206 71ST ST NE OTSEGO MN 553304627, OTSEGO, MN 55330-4627

Mortgage

Document Number	1337752
Date	Feb 28, 2017
Instrument	1337752

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Mortgage

Document Number	1337753,
Date	Feb 28, 2017
Instrument	1337753

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 16206 71st St NE was $1,834.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Otsego City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,834.00	$189,000 (+1.07%) Land $56,000 Building $133,000	$189,000 (+1.07%) Land $56,000 Building $133,000
2025		$187,000 Land $60,000 Building $127,000	$187,000 Land $60,000 Building $127,000
2023	$1,970.00 (+11.05%)	$201,100 Land $66,000 Building $135,100	$201,100 Land $66,000 Building $135,100
2022	$1,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16206 71st St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16206 71st St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Otsego serves 19,000 people · EPA ID MN1860026
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

16206 71st St NE, Otsego (Elk River), MN 55330 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 71st St NE

Nearby Streets

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