16205 Mount St, Lowell, IN 46356 Property Records

Lake County property record for 16205 Mount St, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,836 sqft · built 1955
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$3,355 (2024)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`002-02-03-0070-0042`

Property Details

APN / Parcel Number

Primary APN	`002-02-03-0070-0042`
Alternative APNs	`45-19-12-426-005.000-007` `020300700042`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
Basement Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Deck Area	384 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	002-02-03-0070-0042
Old Parcel Number	020300700042
Street Address	16205 MOUNT ST
City	LOWELL
State	IN
Zip	46356-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2 OF S 48RDS OF W 17A. OF NE SE S.12 T.33 R.9 5AC.
Legal Range	09
Legal Township	33
Legal Section	12
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	CEDAR CREEK
Census Block Group	3
Census Block	3001
Census Tract	43405

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16205 MOUNT ST, LOWELL, IN 46356-1546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 11, 2020
Transfer Doc	0000025123
Record Updated	Jun 8, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	May 11, 2020
Property Address	16205 MOUNT ST, LOWELL, IN 46356-1546
Document Number	0000025123
Instrument Date	Apr 10, 2020
Instrument	2020 025123
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16205 MOUNT ST, LOWELL, IN 46356-1546

Mortgage

Document Number	0000025124
Date	May 11, 2020
Instrument	2020 025124

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 10, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Cedar Creek Township
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$381,200 (+11.46%) Land $116,000 Building $265,200	$381,200 (+11.46%) Land $116,000 Building $265,200
2024	$3,355.00 (+4.48%)
2023		$342,000 (+10.75%) Land $104,000 Building $238,000	$342,000 (+10.75%) Land $104,000 Building $238,000
2022	$3,211.00	$308,800 Land $80,000 Building $228,800	$308,800 Land $80,000 Building $228,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	58 (1978–2019)
Claims Outside the SFHA	4 of 58
Most Recent Claim	Mar 2019 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Feb 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 99.3% of Indiana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mount St

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