16205 E 89th St N, Owasso, OK 74055 Property Records

Rogers County property record for 16205 E 89th St N, Owasso, OK 74055

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,120 sqft · built 1990
Lot Size1.07 acres (46,827 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Dec 2021)
Tax Bill$3,564 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23211404110

Property Details

APN / Parcel Number

Primary APN23211404110
Alternative APNs
  • 000000-00-0-00393-001-0003
  • 0019865
  • 19865

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,120 sqft Living Area
1st Floor Area1,072 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area46,827 sqft (1.07 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck Area400 sqft
Patio Area400 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number19865
Street Address16205 E 89TH ST N
CityOWASSO
StateOK
Zip74055-5642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLOCK 1 HUNTERS GLEN ESTATES
Legal Range14E
Legal Township21N
Legal Section23
Legal SubdivisionHUNTERS GLEN ESTATES
Legal Block1
Legal Lot Number3
JurisdictionROGERS OK
Township / Civil DivisionCATOOSA
Census Block Group2
Census Block2022
Census Tract50404

Owner

16205 E 89th St N is owned and occupied by an individual who bought it in December 2021.

Source: Rogers County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address16205 E 89TH ST N, OWASSO, OK 74055-5642
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2020Deed of Trust, Mortgage · VA Mortgage
TULSA TEACHERS CU
Dec 7, 2021Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC
Jul 26, 2018Warranty Deed, Transfer · VA Mortgage
TULSA TEACHERS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2021 · Amount on File
Deed SaleDec 7, 2021 · Amount on File
Prior SaleJul 26, 2018 · Amount on File
Deed Document Number202123196
Prior Transfer DateNov 30, 1994
Prior Transfer Doc0975000048
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROGERS OK
Property Address16205 E 89TH ST N, OWASSO, OK 74055-5642
Transaction TypeMortgage
Record UpdatedMar 3, 2022
Title CompanyINTEGRITY TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001786
DateFeb 6, 2020
Instrument2020-001786
Lender
NameTULSA TEACHERS CU
TypeCredit Union
AddressTULSA, OK 74133
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROGERS OK
Recording DateDec 7, 2021
Property Address16205 E 89TH ST N, OWASSO, OK 74055-5642
Document Number0000023196
Instrument DateOct 13, 2021
Instrument2021-023196
Transaction TypeTransfer
Record UpdatedMar 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16245 E 89TH ST N, OWASSO, OK 74055-5642

Mortgage

Document Number0000023197
DateDec 7, 2021
Instrument2021-023197
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROGERS OK
Recording DateJul 26, 2018
Property Address16205 E 89TH ST N, OWASSO, OK 74055-5642
Document Number0000010771
Book / Page2726 / 0026
Instrument DateJul 17, 2018
Instrument2018-010771
Transaction TypeTransfer
Record UpdatedMar 3, 2022
Title CompanyAPEX TITLE & CLOSING SERVICE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$337.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16205 E 89TH ST N, OWASSO, OK 74055-5642

Mortgage

Document Number0000010772
DateJul 26, 2018
Instrument2018-010772
Lender
NameTULSA TEACHERS CU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 16205 E 89th St N was $3,564, up 7.1% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyRogers County
Unified School DistrictOwasso Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$37,881 (+4.12%) Land $13,317 Building $24,564$344,370 (+0.76%) Land $121,063 Building $223,307
2025$3,564.00 (+7.06%)$36,383 (+5%) Land $12,106 Building $24,277$341,760 (+7.5%) Land $121,063 Building $220,697
2024$3,329.00 (+7.66%)$34,650 (+5%) Land $11,279 Building $23,371$317,903 (+5.97%) Land $105,439 Building $212,464
2023$3,092.00$33,000 Land $3,795 Building $29,205$300,000 Land $34,500 Building $265,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16205 E 89th St N in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims10 (1984–2019)
Claims Outside the SFHA2 of 10
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16205 E 89th St N is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 84% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROGERS CO RWD # 3 LAKE PLANT
serves 10,470 people · EPA ID OK1021513
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jul 2025
Haloacetic acids
resolved · Apr 2023
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
The Junction Internet
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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