16204 E 31st St S, Independence, MO 64055 Property Records

Jackson County property record for 16204 E 31st St S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,066 sqft · built 1968
Lot Size	0.306 acres (13,325 sqft)
Owner	2 Individual Names on File
Last Sale	$182,800 (Sep 2006)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-740-01-07`

Property Details

APN / Parcel Number

Primary APN	`26-740-01-07`
Alternative APNs	`26-740-01-07-00-0-00-000` `26740010700000001` `784359`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	2,903 sqft
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,325 sqft (0.306 acres)
Lot Dimensions	134 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	69 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	784359
Street Address	16204 E 31ST ST S
City	INDEPENDENCE
State	MO
Zip	64055-2761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENDALE GARDENS LOT 328
Legal Subdivision	GLENDALE GARDENS
Legal Block	2
Legal Lot Number	328
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2004
Census Tract	14604

Owner

16204 E 31st St S is owned and occupied by two individuals who bought it in September 2006.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16204 E 31ST ST S, INDEPENDENCE, MO 64055-2761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit PUBLIC SAFETY CU
Mar 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
Mar 14, 2023	Warranty Deed, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2006 · Amount on File
Deed Sale	Sep 18, 2006 · Amount on File
Deed Document Number	200693149
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16204 E 31ST ST S, INDEPENDENCE, MO 64055-2761
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0004349
Date	Jan 20, 2026
Instrument	2026E0004349

Lender

Name	PUBLIC SAFETY CU
Type	Credit Union
Address	KANSAS CITY, MO 64127

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 31, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16204 E 31ST ST S, INDEPENDENCE, MO 64055-2761
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16204 E 31ST ST S, INDEPENDENCE, MO 64055-2761
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0018205
Date	Mar 14, 2023
Instrument	2023E0018205

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16204 E 31ST ST S, INDEPENDENCE, MO 64055-2761
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0059073
Date	Jun 1, 2021
Instrument	2021E0059073

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55439

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 14, 2023
Property Address	16204 E 31ST ST S, INDEPENDENCE, MO 64055-2761
Document Number	00E0018151
Instrument Date	Mar 10, 2023
Instrument	2023E0018151
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16204 E 31ST #3 # 3, 3, INDEPENDENCE, MO 64055
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 16204 E 31st St S was $3,106, up 4.9% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,470 (-) Land $5,719 Building $37,751	$228,790 (-)
2025	$3,106.00 (+4.9%)	$43,470 Land $5,719 Building $37,751	$228,790
2024	$2,961.00 (+2.32%)
2023	$2,894.00	$42,750 Land $5,442 Building $37,308	$225,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16204 E 31st St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16204 E 31st St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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