1620 Windcliff Dr, Cottondale, AL 35453 Property Records

Tuscaloosa County property record for 1620 Windcliff Dr, Cottondale, AL 35453

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,900 sqft · built 1979
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Jul 2020)
Tax Bill	$420 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-30-2-002-003.004`

Property Details

APN / Parcel Number

Primary APN	`29-09-30-2-002-003.004`
Alternative APNs	`77731` `87456`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	328 ft deep x 60.3 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Exterior Amenities

Porch	Patio
Porch Area	324 sqft
Deck Area	450 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	87456
Street Address	1620 WINDCLIFF DR
City	COTTONDALE
State	AL
Zip	35453-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR NW 1/4 NW 1/4 S-30, T-21, R-8, N 701.4', W 682.8', TO POB, NW 306.5' WITH N LINE CANYON LK RD, NE 328.8' TO SW ROW
Legal Range	08W
Legal Township	21S
Legal Section	30
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	COALING-VANCE
Census Block Group	3
Census Block	3088
Census Tract	10706

Owner

1620 Windcliff Dr is owned and occupied by an individual who bought it in July 2020.

Source: Tuscaloosa County records, as of March 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1620 WINDCLIFF DR, COTTONDALE, AL 35453-1348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Dec 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jul 14, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS
Aug 21, 2019	Warranty Deed, Transfer
Aug 21, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Deed Book / Page	2020 / 14070
Prior Transfer Date	Nov 30, 2016
Prior Transfer Doc	2019/19032
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	1620 WINDCLIFF DR, COTTONDALE, AL 35453-1348
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 WINDCLIFF DR, COTTONDALE, AL 35453-1348

Mortgage

Document Number	0000002022/0000078304
Date	Sep 15, 2022
Book Page	0000002022/0000078304

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	1620 WINDCLIFF DR, COTTONDALE, AL 35453-1348
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 WINDCLIFF DR, COTTONDALE, AL 35453-1348

Mortgage

Document Number	0000002022/0000098147
Date	Dec 21, 2022
Book Page	0000002022/0000098147

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Jul 14, 2020
Property Address	1620 WINDCLIFF DR, COTTONDALE, AL 35453-1348
Document Number	2020/14070
Book / Page	2020 / 14070
Instrument Date	Jul 14, 2020
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 WINDCLIFF DR, COTTONDALE, AL 35453-1348

Mortgage

Document Number	0000002020/0000056349
Date	Jul 14, 2020
Book Page	0000002020/0000056349

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Aug 21, 2019
Property Address	1620 WINDCLIFF DR, COTTONDALE, AL 35453-1348
Document Number	2019/19035
Book / Page	2019 / 19035
Instrument Date	Dec 9, 2016
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5085 EDGEWOOD, PENSACOLA, FL 32506

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Aug 21, 2019
Property Address	1620 WINDCLIFF DR, COTTONDALE, AL 35453-1348
Document Number	2019/19032
Book / Page	2019 / 19032
Instrument Date	Nov 30, 2016
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1620 WINDCLIFF DR, COTTONDALE, AL 35453-1348

Tax Assessment & Valuation

The 2025 property tax bill for 1620 Windcliff Dr was $420 with a homeowner's exemption, up 8% from the year before.

Source: Tuscaloosa County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$420.00 (+7.97%) Homeowner's exemption	$45,700 (+41.31%) Land $2,440 Building $43,260	$228,500 (+41.31%) Land $12,200 Building $216,300
2024	$389.00 Homeowner's exemption	$32,340 (-) Land $2,440 Building $29,900	$161,700 (-) Land $12,200 Building $149,500
2023	$389.00 Homeowner's exemption	$32,340 (-) Land $2,440 Building $29,900	$161,700 (-) Land $12,200 Building $149,500
2022	$389.00 Homeowner's exemption	$32,340 Land $2,440 Building $29,900	$161,700 Land $12,200 Building $149,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1620 Windcliff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1620 Windcliff Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUSCALOOSA WATER & SEWER serves 166,524 people · EPA ID AL0001313
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2023 Haloacetic acids resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

1620 Windcliff Dr, Cottondale, AL 35453 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Windcliff Dr

Nearby Streets

Search Property Records by Address or Parcel Number