1620 Winchester Dr, Prosper, TX 75078 Property Records

Collin County property record for 1620 Winchester Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,213 sqft · built 2017
Lot Size	0.29 acres (12,640 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,697 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-10681-00L-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-10681-00L-0020-1`
Alternative APN	`2712383`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,213 sqft Living Area
Gross Area	5,137 sqft
1st Floor Area	2,313 sqft
2nd Floor Area	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	12,640 sqft (0.29 acres)
Garage Type	Attached
Garage Area	427 sqft
Porch	Porch
Porch Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2712383
Street Address	1620 WINCHESTER DR
City	PROSPER
State	TX
Zip	75078-1048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONTIER ESTATES PHASE 1 (CPR), BLK L, LOT 2
Legal Subdivision	FRONTIER ESTATES PHASE 1 (CPR)
Legal Phase	1
Legal Block	L
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	3
Census Block	3008
Census Tract	30303

Owner

1620 Winchester Dr is owned and occupied by two individuals who acquired it in October 2017.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1620 WINCHESTER DR, PROSPER, TX 75078-1048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage ON Q FIN'L
Oct 23, 2017	Warranty Deed, Subdivision Related Transfer HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017
Deed Sale	Oct 23, 2017
Prior Sale	Oct 31, 2016
Deed Document Number	20171023001407230
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1620 WINCHESTER DR, PROSPER, TX 75078-1048
Document Number	0000621020
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1620 WINCHESTER DR PROSPER TX 750781048, PROSPER, TX 75078-1048

Mortgage

Document Number	0000621020
Date	Apr 29, 2020
Instrument	621020

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 28, 2035

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Oct 23, 2017
Property Address	1620 WINCHESTER DR, PROSPER, TX 75078-1048
Document Number	0001407230
Instrument Date	Oct 20, 2017
Instrument	1407230
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2017
Title Company	HOMEBRIDGE FINANCIAL SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1620 WINCHESTER DR PROSPER TX 750781048, PROSPER, TX 75078-1048

Mortgage

Document Number	1407240
Date	Oct 23, 2017
Instrument	1407240

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

Mortgage

Document Number	1407250,
Date	Oct 23, 2017
Instrument	1407250

Lender

Name	FROST BK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 22, 2032

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$849,864 Land $220,000 Building $629,864	$849,864 Land $220,000 Building $629,864
2024	$12,697.00
2023		$931,269 Land $220,000 Building $711,269	$931,269 Land $220,000 Building $711,269
2022	$12,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1620 Winchester Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1620 Winchester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Grayson Collin Communications Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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