1620 Wagon Wheel Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1620 Wagon Wheel Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,564 sqft · built 1980
Lot Size	0.367 acres (16,000 sqft)
Owner	Individual Name on Record
Last Sale	$670,000 (Jun 2017)
Tax Bill	$8,835 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`157-430-28-00`

Property Details

APN / Parcel Number

Primary APN	`157-430-28-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,564 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Lot Area	16,000 sqft (0.367 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1620 WAGON WHEEL DR
City	OCEANSIDE
State	CA
Zip	92057-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-EQ
Legal Description	LOT 7 TR 008876
Legal Subdivision	JEFFRIES RANCH
Legal Tract	008876
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1022
Census Tract	19303

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1620 WAGON WHEEL DR, OCEANSIDE, CA 92057-4903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 22, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2017	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG
Apr 25, 2017	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	Dec 31, 1998 · Amount on Record
Deed Document Number	2017253386
Last Transfer Date	May 17, 2019
Transfer Doc	0000194978
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1620 WAGON WHEEL DR, OCEANSIDE, CA 92057-4903
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 WAGON WHEEL DR, OCEANSIDE, CA 92057-4903

Mortgage

Document Number	0000613784
Date	Aug 30, 2021
Instrument	2021-0613784

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1620 WAGON WHEEL DR, OCEANSIDE, CA 92057-4903
Document Number	0000407834
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1620 WAGON WHEEL DR OCEANSIDE CA 920574903, OCEANSIDE, CA 92057-4903

Mortgage

Document Number	0000407834
Date	Jul 27, 2020
Instrument	407834

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2019
Property Address	1620 WAGON WHEEL DR, OCEANSIDE, CA 92057-4903
Document Number	0000194978
Map Reference	MAP 8876
Instrument Date	May 17, 2019
Instrument	2019-0194978
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 WAGON WHEEL DR, OCEANSIDE, CA 92057-4903

Mortgage

Document Number	0000194979
Date	May 22, 2019
Instrument	2019-0194979

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 6, 2017
Property Address	1620 WAGON WHEEL DR, OCEANSIDE, CA 92057-4903
Document Number	0000253386
Instrument Date	May 9, 2017
Instrument	253386
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 WAGON WHEEL DR OCEANSIDE CA 920574903, OCEANSIDE, CA 92057-4903

Mortgage

Document Number	253387
Date	Jun 6, 2017
Instrument	253387

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 25, 2017
Property Address	1620 WAGON WHEEL DR, OCEANSIDE, CA 92057-4903
Document Number	0000183574
Map Reference	MAP8876
Instrument Date	Apr 11, 2017
Instrument	2017-0183574
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1620 WAGON WHEEL DR, OCEANSIDE, CA 92057-4903

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$793,136 (+2%) Land $218,772 Building $574,364
2025	$8,835.00 (+8.64%)	$777,585 (+4.04%) Land $214,483 Building $563,102
2023	$8,132.00 (+0.25%)	$747,392 Land $206,155 Building $541,237
2022	$8,112.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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