1620 W Cedar St, Stephenville, TX 76401 Property Records

Erath County property record for 1620 W Cedar St, Stephenville, TX 76401

Property Summary

Property Type	Rural Home
Details	4,159 sqft · built 1960
Lot Size	33.6 acres (1,464,923 sqft)
Owner	2 Individual Names on File
Last Sale	$861,840 (Apr 2023)
Tax Bill	$18,807 (2026)
Deeds & Mortgages	May 2023 Mortgage Apr 2023 Mortgage
Flood Zone	Zone A (high risk)
APN	`R000019793`

Property Details

APN / Parcel Number

Primary APN	`R000019793`
Alternative APN	`R.0342.00072.00.0`

Interior

Stories	1 Story
Building Area	4,159 sqft Living Area
1st Floor Area	2,757 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	1,464,923 sqft (33.6 acres)
Garage Type	Attached
Garage Area	598 sqft

Exterior Amenities

Porch	Porch
Porch Area	340 sqft
Patio Area	200 sqft
Shed	1 Shed

Location & Zoning

Account Number	R.0342.00072.00.0
Street Address	1620 W CEDAR ST
City	STEPHENVILLE
State	TX
Zip	76401-8027
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0342 HUDSON H C; 2 HOUSES & SHEDS
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	2
Census Block	2006
Census Tract	950203

Owner

1620 W Cedar St, a rural home, is owned and occupied by two individuals who bought it in April 2023.

Source: Erath County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	997 N LYDIA ST, STEPHENVILLE, TX 76401-2027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage INTERBANK
Apr 21, 2023	Vendor's Lien, Transfer INTERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on File
Deed Sale	Apr 21, 2023 · Amount on File
Deed Document Number	20232134
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	1620 W CEDAR ST, STEPHENVILLE, TX 76401-8027
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 N LYDIA ST, STEPHENVILLE, TX 76401-2027

Mortgage

Document Number	0202302450
Date	May 5, 2023
Instrument	2023-02450

Lender

Name	INTERBANK
Type	Bank
Address	STEPHENVILLE, TX 76401

Agreement

Amount	Amount on Record
Term	59 Months
Due	Apr 20, 2028

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Apr 21, 2023
Property Address	1620 W CEDAR ST, STEPHENVILLE, TX 76401-8027
Document Number	0202302134
Map Reference	VOL 714 PG 266
Instrument Date	Apr 20, 2023
Instrument	2023-02134
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 ROWLAND ST, STEPHENVILLE, TX 76401-1976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 N LYDIA ST, STEPHENVILLE, TX 76401-2027

Mortgage

Document Number	0202302135
Date	Apr 21, 2023
Instrument	2023-02135

Lender

Name	INTERBANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 20, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 1620 W Cedar St was $18,807 with exemptions applied, up 184.1% from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Municipality	Stephenville City
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,807.00 (+184.05%)	$1,123,030 (+38,492.1%) Land $28,910 Building $1,094,120	$1,531,310 (+272.41%) Land $437,190 Building $1,094,120
2025	$6,621.00 Homeowner's exemption Disabled Person's exemption	$2,910	$411,190
2023	$4,149.00 (-23.08%) Senior Citizen's exemption	$2,720	$474,450
2022	$5,394.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1620 W Cedar St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1620 W Cedar St is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 81% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002
Water Source	Purchased surface water from UPPER LEON RIVER MWD
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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