1620 W 3rd Ave, Durango, CO 81301 Property Records

La Plata County property record for 1620 W 3rd Ave, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,659 sqft · built 1898
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Oct 2012)
Tax Bill	$3,129 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Mar 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5665-203-19-009`

Property Details

APN / Parcel Number

Primary APN	`5665-203-19-009`
Alternative APN	`R010764`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,659 sqft Living Area
1st Floor Area	1,659 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Conventional
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Detached
Garage Area	880 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R010764
Street Address	1620 W 3RD AVE
City	DURANGO
State	CO
Zip	81301-4912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: NORTH DURANGO BLOCK: 15 LOT: 11 N DGO 1620 W 3RD AVE DURANGO 81301
Legal Subdivision	NORTH DURANGO
Legal Block	15
Legal Lot Number	11
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2047
Census Tract	971000

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1620 W 3RD AVE, DURANGO, CO 81301-4912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit COLORADO CU
Mar 4, 2021	Deed of Trust, Mortgage · Line of Credit COLORADO CU
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Jan 10, 2020	Deed of Trust, Mortgage · Line of Credit COLORADO CU
Nov 14, 2019	Deed of Trust, Mortgage · Conventional with PMI MOUNTAIN VIEW BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2012 · Amount on Record
Deed Sale	Oct 10, 2012 · Amount on Record
Deed Document Number	20121054077
Last Transfer Date	Aug 3, 2015
Transfer Doc	0001100496
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1620 W 3RD AVE, DURANGO, CO 81301-4912
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001199897
Date	Sep 28, 2021
Instrument	1199897

Lender

Name	COLORADO CU
Type	Credit Union
Address	LITTLETON, CO 80127

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1620 W 3RD AVE, DURANGO, CO 81301-4912
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001187984
Date	Mar 4, 2021
Instrument	1187984

Lender

Name	COLORADO CU
Type	Credit Union
Address	LITTLETON, CO 80127

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1620 W 3RD AVE, DURANGO, CO 81301-4912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001184507
Date	Jan 4, 2021
Instrument	1184507

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1620 W 3RD AVE, DURANGO, CO 81301-4912
Document Number	0001166739
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 W 3RD AVE DURANGO CO 813014912, DURANGO, CO 81301-4912

Mortgage

Document Number	0001166739
Date	Jan 15, 2020
Instrument	1166739

Lender

Name	COLORADO CU
Type	Credit Union
Address	LITTLETON, CO 80127

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 14, 2045

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1620 W 3RD AVE, DURANGO, CO 81301-4912
Document Number	0001164700
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 W 3RD AVE DURANGO CO 81301, DURANGO, CO 81301

Mortgage

Document Number	0001164700
Date	Nov 21, 2019
Instrument	1164700

Lender

Name	MOUNTAIN VIEW BK/COMMERCE
Type	Bank
Address	WESTMINSTER, CO 80234

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,550 (+0.74%) Land $15,370 Building $44,180	$945,760 (-) Land $244,130 Building $701,630
2025	$3,129.00 (+55.9%)	$59,110 (+18.34%) Land $15,260 Building $43,850	$945,760 (+26.85%) Land $244,130 Building $701,630
2023	$2,007.00 (+30.83%)	$49,950 (+32.32%) Land $11,460 Building $38,490	$745,580 (+37.25%) Land $171,060 Building $574,520
2022	$1,534.00	$37,750 Land $10,660 Building $27,090	$543,230 Land $153,450 Building $389,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: FastTrack Communications, T-Mobile, Verizon.

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