1620 Turning Tide Rd, Moneta, VA 24121 Property Records

Bedford County property record for 1620 Turning Tide Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Lot Size	2.96 acres (128,938 sqft)
Owner	2 Individual Names on File
Last Sale	$22,000 (Mar 2014)
Tax Bill	$2,032 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Mar 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`242 6 25`

Property Details

APN / Parcel Number

Primary APN	`242 6 25`
Alternative APNs	`24202345` `471917`

Exterior

Lot Area	128,938 sqft (2.96 acres)

Location & Zoning

Street Address	1620 TURNING TIDE RD
City	MONETA
State	VA
Zip	24121-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRUM ESTATESLT 25 SEC 2
Legal Subdivision	CRUM ESTATES
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1002
Census Tract	30503

Owner

Source: Bedford County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	MONETA, VA 24121
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage 3RD PARTY INDIVIDUAL
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF BOTETOURT
Aug 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF BOTETOURT
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF BOTETOURT
Oct 25, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 12, 2014 · Amount on Record
Deed Sale	Mar 12, 2014 · Amount on Record
Deed Document Number	20141877
Last Transfer Date	Sep 20, 2021
Transfer Doc	0000015151
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1620 TURNING TIDE RD, MONETA, VA 24121-6508
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0170010421
Date	Nov 3, 2017
Instrument	170010421

Lender

Name	3RD PARTY INDIVIDUAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2037

Interest

Rate Type	Fixed Rate
Rate	6%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1620 TURNING TIDE RD, MONETA, VA 24121-6508
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003377
Date	Mar 8, 2021
Instrument	210003377

Lender

Name	BANK OF BOTETOURT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2051

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1620 TURNING TIDE RD, MONETA, VA 24121-6508
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210012308
Date	Aug 25, 2021
Instrument	210012308

Lender

Name	BANK OF BOTETOURT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1620 TURNING TIDE RD, MONETA, VA 24121-6508
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220012680
Date	Nov 28, 2022
Instrument	220012680

Lender

Name	BANK OF BOTETOURT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2052

Interest

Rate Type	Adjustable Rate

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Oct 25, 2021
Property Address	1620 TURNING TIDE RD, MONETA, VA 24121-6508
Document Number	0210015151
Instrument Date	Sep 20, 2021
Instrument	210015151
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 93, MONETA, VA 24121-0093
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,032.00	$495,700 (+1%) Land $44,800 Building $450,900
2023	$2,032.00 Additional exemption filed	$247,850	$495,700 Land $44,800 Building $450,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1992–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: SML Wireless, T-Mobile USA, ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

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