1620 Steele St, Lebanon, MO 65536 Property Records

Laclede County property record for 1620 Steele St, Lebanon, MO 65536

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,640 sqft · built 2013
Lot Size0.275 acres (11,998 sqft)
Owner2 Individual Names on File
Last Sale$262,400 (Nov 2021)
Tax Bill$1,538 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-5.0-22-002-003-001.034

Property Details

APN / Parcel Number

Primary APN13-5.0-22-002-003-001.034
Alternative APN
  • 60-8317-00-FLATWOOD2

Interior

Full Baths1 Bath
Building Area2,640 sqft Adjusted Area
1st Floor Area1,360 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialFiber Cement Siding
Foundation TypeConcrete
Roof TypeHip
Roof MaterialShingle
Lot Area11,998 sqft (0.275 acres)
Lot Dimensions100 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number60-8317-00-FLATWOOD2
Street Address1620 STEELE ST
CityLEBANON
StateMO
Zip65536-9262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLATWOOD ESTATES PHASE 2 LOT 43 119.98 X 100 IRR
Legal Range16W
Legal Township34N
Legal Section22
Legal SubdivisionFLATWOOD ESTATES
Legal Phase2
Legal Lot Number43
JurisdictionLACLEDE MO
Township / Civil DivisionLEBANON
Census Block Group5
Census Block5004
Census Tract960600

Owner

1620 Steele St is owned and occupied by two individuals who bought it in November 2021.

Source: Laclede County records, as of October 16, 2026

Owner of Record2 Individual Names on File
Mailing Address1620 STEELE ST, LEBANON, MO 65536-9262
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Warranty Deed, Transfer · Conventional Mortgage
BNC NATIONAL BANK
Feb 17, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 1, 2017Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2021 · Amount on File
Deed SaleNov 8, 2021 · Amount on File
Prior SaleDec 6, 2016 · Amount on File
Deed Document Number20216166
Deed Book / Page2021 / 6166
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLACLEDE MO
Recording DateNov 8, 2021
Property Address1620 STEELE ST, LEBANON, MO 65536-9262
Document Number2021/6166
Book / Page2021 / 6166
Instrument DateNov 5, 2021
Instrument20216166
Transaction TypeTransfer
Record UpdatedNov 15, 2021
Title CompanyHOGAN LAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1620 STEELE ST, LEBANON, MO 65536-9262

Mortgage

Document Number20216167
DateNov 8, 2021
Instrument20216167
Lender
NameBNC NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLACLEDE MO
Property Address1620 STEELE ST, LEBANON, MO 65536-9262
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/834
DateFeb 17, 2021
Book Page2021/834
Instrument20210834
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLACLEDE MO
Property Address1620 STEELE ST, LEBANON, MO 65536-9262
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number271/4072
DateAug 1, 2017
Book Page271/4072
Instrument2017-3035
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressKANSAS CITY, MO 64112
Agreement
TypeVA Mortgage
AmountAmount on Record
Term354 Months
DueFeb 1, 2047

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLACLEDE MO
Property Address1620 STEELE ST, LEBANON, MO 65536-9262
Transaction TypeMortgage
Record UpdatedMay 7, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2566/1634
DateApr 22, 2020
Book Page2566/1634
Instrument2020-1634
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCHESTERFIELD, MO 63005
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1620 Steele St was $1,538.

Source: Laclede County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLaclede County
MunicipalityLebanon City
Unified School DistrictLebanon R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$27,320 (-)$143,800 (-) Land $23,000 Building $120,800
2025$1,538.00$27,320$143,800 Land $23,000 Building $120,800
2023$1,416.00 (+7.35%)$24,110$126,900 Land $13,900 Building $113,000
2022$1,319.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1620 Steele St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1620 Steele St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 97.5% of Missouri
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEBANON PWS
serves 15,442 people · EPA ID MO5010458
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityThallium
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ozark Fiber
Fiber
2,000 / 2,000
Sparklight
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

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