1620 State St, New Albany, IN 47150 Property Records

Floyd County property record for 1620 State St, New Albany, IN 47150

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 bd · 1 ba · 1,000 sqft · built 1919
Lot Size	0.083 acres (3,615 sqft)
Owner	Company Name on File
Tax Bill	$1,409 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-05-03-400-389.000-008`

Property Details

APN / Parcel Number

Primary APN	`22-05-03-400-389.000-008`
Alternative APN	`0083530014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Total Area
1st Floor Area	985 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Asphalt
Lot Area	3,615 sqft (0.083 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Terrain	High

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0083530014
Street Address	1620 STATE ST
City	NEW ALBANY
State	IN
Zip	47150-4937
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	P. 353 N 1/2 L. 12 1620 STATE ST.
Jurisdiction	FLOYD IN
Township / Civil Division	NEW ALBANY
Census Block Group	1
Census Block	1024
Census Tract	70700

Owner

1620 State St, a commercial property, is owned by a company that acquired it in July 2020.

Source: Floyd County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	69 WOLFE TRCE, NEW ALBANY, IN 47150-4180
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage PHAM VAN HOC LLC
Jul 9, 2020	Warranty Deed, Transfer
Jul 9, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020
Deed Sale	Jul 9, 2020
Prior Sale	Jul 9, 2020
Deed Document Number	20209489
Prior Transfer Date	Dec 2, 2016
Prior Transfer Doc	0201617461
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IN
Property Address	1620 STATE ST, NEW ALBANY, IN 47150-4937
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	NOT AVAILABLE, WT&S TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202308225
Date	Jul 27, 2023
Instrument	202308225

Lender

Name	PHAM VAN HOC LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 31, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IN
Recording Date	Jul 9, 2020
Property Address	1620 STATE ST, NEW ALBANY, IN 47150-4937
Document Number	0202009489
Map Reference	PL 353
Instrument Date	Jun 25, 2020
Instrument	202009489
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 SHELBY ST, NEW ALBANY, IN 47150-2711

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IN
Recording Date	Jul 9, 2020
Property Address	1620 STATE ST, NEW ALBANY, IN 47150-4937
Document Number	0202009488
Map Reference	PL 353
Instrument Date	Jun 25, 2020
Instrument	202009488
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E ELM ST, NEW ALBANY, IN 47150-3452
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1620 State St was $1,409, up 0.1% from the year before.

Source: Floyd County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Floyd County
County Subdivision	New Albany Township
Municipality	New Albany City
Unified School District	New Albany-Floyd County Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,409.00 (+0.14%)	$51,300 (+2.4%) Land $7,400 Building $43,900	$51,300 (+2.4%) Land $7,400 Building $43,900
2024	$1,407.00 (+12.38%)	$50,100 (+15.97%) Land $7,400 Building $42,700	$50,100 (+15.97%) Land $7,400 Building $42,700
2023	$1,252.00 (-36.61%)	$43,200 (-2.7%) Land $7,400 Building $35,800	$43,200 (-2.7%) Land $7,400 Building $35,800
2022	$1,975.00	$44,400 Land $7,400 Building $37,000	$44,400 Land $7,400 Building $37,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1620 State St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1620 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - S. INDIANA private · serves 104,445 people · EPA ID IN5210005
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
BluegrassNet Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Community Wireless.

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