Collin County property record for 1620 Setters Run, Lucas, TX 75002
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 8,013 sqft · built 2023 |
| Lot Size | 2.03 acres (88,514 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $4,204,938 (Jul 2023) |
| Tax Bill | $55,820 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Jul 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R-13005-00A-0140-1 |
| Primary APN | R-13005-00A-0140-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 8,012 sqft Living Area |
| Gross Area | 11,205 sqft |
| 1st Floor Area | 8,012 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 88,514 sqft (2.03 acres) |
| Garage Type | Attached |
| Garage Area | 2,031 sqft |
| Porch | Covered Patio/Porch |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1620 SETTERS RUN |
|---|---|
| City | LUCAS |
| State | TX |
| Zip | 75002-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HENDRICK ESTATES, BLK A, LOT 14 |
| Legal Subdivision | HENDRICK ESTATES (CLU) |
| Legal Block | A |
| Legal Lot Number | 14 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PLANO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 31419 |
Source: Collin County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 450 MAGGIE TRL, ALLEN, TX 75002-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 21, 2023 | Vendor's Lien, Subdivision Related Transfer · Construction Mortgage UNITED TEXAS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on Record |
| Deed Sale | Jul 21, 2023 · Amount on Record |
| Prior Sale | Jul 21, 2023 |
| Deed Document Number | 202382503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 1620 SETTERS RUN, LUCAS, TX 75002-1119 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 420 MAGGIE TRL, LUCAS, TX 75002-1403 |
| Document Number | 2024000146787 |
|---|---|
| Date | Nov 26, 2024 |
| Instrument | 2024000146787 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Dec 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jul 21, 2023 |
| Property Address | 1620 SETTERS RUN, LUCAS, TX 75002-1119 |
| Document Number | 2023000082503 |
| Map Reference | MB 2023 PG 419&420 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 2023000082503 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 MAGGIE TRL, LUCAS, TX 75002-1403 |
| Document Number | 2023000082504 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023000082504 |
| Name | UNITED TEXAS BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 2023000082505 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023000082505 |
| Name | UNITED TEXAS BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Lucas City |
| Unified School District | Lovejoy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,820.00 (+78.62%) Homeowner's exemption | $3,392,743 Land $692,912 Building $2,699,831 | $3,392,743 Land $692,912 Building $2,699,831 |
| 2024 | $31,250.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2024–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LUCAS serves 8,378 people · EPA ID TX0430054 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| 360 Broadband Fixed Wireless | 200 / 50 |
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